Bank · FDIC insured
Port Washington State Bank CD Rates
Port Washington State Bank’s best CD rate is 4.15% APY on an 18-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Port Washington State Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Port Washington State Bank has the most branches. $10,000, best rate first.
This bank’s best
Port Washington State Bank
4.15%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $629
Certificate of Deposit (CD)
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Port Washington State Bank CD score
82
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo2.25%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Port Washington State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificate of Deposit (CD)
Up to 4.15%APY · 9 terms
Fixed rate account and time deposit. Penalty may be imposed for early withdrawal before maturity. Minimum balance to open is $1,000.00. For 9-month and 18-month CD specials, minimum balance to open is $1,000; $1,000 required minimum balance to obtain stated APY for Minors, Students or Organizations.
| Term | APY · $1,000 and up | APY · $1,000 – $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 0.50% | — | — | 0.50% | $12 |
| 6 months | 0.75% | — | — | 0.75% | $38 |
| 9 monthsSpecial offer. Minimum balance to open: $1,000.00. $1,000 required minimum balance to obtain stated APY for Minors, Students or Organizations | 3.82% | — | — | 3.82% | $285 |
| 12 months | — | 2.15% | 2.25% | 2.25%2.15% $1k–$10k | $225 |
| 18 monthsSpecial offer. Minimum balance to open: $1,000.00. $1,000 required minimum balance to obtain stated APY for Minors, Students or Organizations | 4.15% | — | — | 4.15% | $629 |
| 24 months | — | 2.15% | 2.25% | 2.25%2.15% $1k–$10k | $455 |
| 36 months | — | 2.15% | 2.25% | 2.25%2.15% $1k–$10k | $690 |
| 48 months | — | 2.15% | 2.25% | 2.25%2.15% $1k–$10k | $931 |
| 60 months | — | 2.15% | 2.25% | 2.25%2.15% $1k–$10k | $1,177 |
Sources (3)
All captured Oct 5, 2026
Individual Retirement Account
Up to 4.15%APY · 5 terms
Fixed rate account and time deposit. Traditional IRAs and Roth IRAs available. Must have earned income and have not reached age 72 by end of the year. Annual contribution limits apply; required distributions after age 72. Penalty may be imposed for early withdrawal before maturity. Interest compounds quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.15% | $215 |
| 24 months | 4.15% | $847 |
| 36 months | 2.15% | $659 |
| 48 months | 2.15% | $888 |
| 60 months | 2.15% | $1,122 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.