Credit union · NCUA insured
Shoreline Hometown Credit Union
Top CarrotA $153.1M credit union headquartered in Manitowoc, WI, with 8,023 members and 3 branches in Wisconsin. Best rates: CDs 4.17% and savings 1.32% APY.
Shoreline Hometown Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#2 of 13 in Manitowoc, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Shoreline Hometown Credit Union
Membership is open to individuals who live or work in Manitowoc, Kewaunee, Brown, Calumet, Door, Outagamie, Winnebago, Fond du Lac, or Sheboygan counties in Wisconsin.
- Headquarters
- 4400 Calumet Ave, Manitowoc, WI 54220
- NCUA charter
- 66447
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live or work in Manitowoc, Kewaunee, Brown, Calumet, Door, Outagamie, Winnebago, Fond du Lac, or Sheboygan counties.
Family and household
- You are eligible to join if you are related to a resident of Manitowoc, Kewaunee, Brown, Calumet, Door, Outagamie, Winnebago, Fond du Lac, or Sheboygan Counties.
Cost to join
- Opening membership requires a savings account deposit of at least $5.
Branches
3 branches in Wisconsin
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Wisconsin
3 branches
Manitowoc area · 2
- Manitowoc BranchMain office4400 Calumet Ave, Manitowoc, WI 54220Directions
- Two Rivers Branch3131 Mishicot Rd, Two Rivers, WI 54241Directions
Green Bay area · 1
- Green Bay Branch2354 E Mason St, Green Bay, WI 54302Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.12% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.38% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.57% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio10.12%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.38%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Shoreline Hometown Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.