Bank · FDIC insured
Port Washington State Bank
A $1B bank headquartered in Port Washington, WI, with 8 branches in Wisconsin. Best rates: CDs 4.15% and savings 0.35% APY.
Port Washington State Bank Carrot Score
71
Carrot Score
Higher than 29% of U.S. banks and credit unions
#39 of 54 in Milwaukee, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Port Washington State Bank
Port Washington State Bank was founded in 1899 and operates branch locations in Belgium, Cedarburg, Fredonia, Grafton, Mequon, Port Washington, Saukville, and Thiensville.
- Headquarters
- 206 N Franklin St, Port Washington, WI 53074
- FDIC certificate
- 8698 ↗
Branches
8 branches in Wisconsin
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Wisconsin
8 branches
- The Port Washington State BankMain office206 N Franklin St, Port Washington, WI 53074Directions
- Belgium Branch545 Main St, Belgium, WI 53004Directions
- Cedarburg BranchW61 N526 Washington Avenue, Cedarburg, WI 53012Directions
- Fredonia Branch201 Regal Dr, Fredonia, WI 53021Directions
- Grafton Branch2080 Washington St, Grafton, WI 53024Directions
- Mequon10509 N Port Washington Rd, Mequon, WI 53092Directions
- Saukville Branch601 E Green Bay Ave, Saukville, WI 53080Directions
- Thiensville Branch197 S Main St, Thiensville, WI 53092Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.97% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.11% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.72% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $71 | $88 | — |
- CapitalLeverage ratio8.97%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.11%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.72%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$71Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Port Washington State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.