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Compare Bank & Credit Union Rates

Best CD rates in Texas

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Texas

  1. GECUPersonal Smart-Step Certificate Accounts (Variable rate)CD · 24 months · $2,500 min · 4.18%–4.28% by balance

    Credit union · 22 branches

    4.18%APY$853 over 24 months on $10,000
  2. Windthorst Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · 1 branch

    4.18%APY$1,306 over 36 months on $10,000
  3. Top Carrot, Carrot Score 92
    SkyOne Federal Credit Union7-Month Special Share CertificateCD · 7 months · $1,000 min

    Credit union · 1 branch

    4.15%APY$240 over 7 months on $10,000intro rate
  4. Members Choice Credit UnionHero Certificate of Deposit Rate BumpCD · 7 months · $500 min

    Credit union · 8 branches

    4.15%APY$240 over 7 months on $10,000intro rate
  5. Justice Federal Credit UnionSpecial 10-Month Share CertificateCD · 10 months · $500 min

    Credit union · 2 branches

    4.15%APY$345 over 10 months on $10,000with conditions
  6. InTouch Credit UnionShare CertificateCD · 11 months · $5,000 min

    Credit union · 4 branches

    4.15%APY$380 over 11 months on $10,000
  7. Top Carrot, Carrot Score 89
    Heritage USA Federal Credit UnionTerm Share Accounts (CDs)CD · 12 months · $500 min

    Credit union · 2 branches

    4.15%APY$415 over 1 year on $10,000
  8. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 12 Month CDCD · 12 months · $500 min

    Bank · 16 branches

    4.15%APY$415 over 1 year on $10,000
  9. Top Carrot, Carrot Score 88
    DATCUCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 15 branches

    4.15%APY$415 over 1 year on $10,000
  10. Top Carrot, Carrot Score 87
    First Liberty BankCertificates of Deposit (CDs)CD · 12 months · $2,500 min

    Bank · 2 branches

    4.15%APY$415 over 1 year on $10,000intro rate
  11. Southern FCUCertificates of DepositCD · 12 months · $1,000 min · 4.15%–4.25% by balance

    Credit union · 1 branch

    4.15%APY$415 over 1 year on $10,000
  12. Top Carrot, Carrot Score 92
    Texell Credit UnionTerm Share CertificateCD · 12 months · $1,000 min

    Credit union · 8 branches

    4.15%APY$415 over 1 year on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    Neighborhood Credit UnionOnline Savings CDCD · 17 months · $1,500 min

    Credit union · 17 branches

    4.15%APY$593 over 17 months on $10,000
  14. BCUCD SpecialsCD · 30 months

    Credit union · 2 branches

    4.15%APY$1,070 over 30 months on $10,000with conditions
  15. Education Credit UnionCertificates of DepositCD · 36 months · $500 min

    Credit union · 11 branches

    4.15%APY$1,297 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,852 CDs at 397 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.49%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions