Compare Bank & Credit Union Rates
Best CD rates in Fort Worth, TX
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Fort Worth, TX
- American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min
Credit union · 5 branches
4.07%APY$2,208 over 60 months on $10,000Requirements
Product: All share certificate ladders must be established with equal amounts across certificates. Additional deposits allowed only at maturity of each term.
Offer: Option 1 (2-rung ladder: 30 and 60 months). All certificates in ladder established with equal amounts.
4.00% interest rate · Effective Oct 1, 2024
Rate checked
More details - American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min
Credit union · 5 branches
4.05%APY$200 over 6 months on $10,0003.98% interest rate · Effective Jan 1, 2026
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More details - Tarrant County's Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
4.05%APY$405 over 1 year on $10,000Requirements
Product: $1,000 minimum to open and obtain disclosed annual percentage yield. Interest compounds monthly and is paid monthly. Early or partial withdrawal of certificate may result in a penalty.
3.98% interest rate · Balance cap $49,999.99 · Effective Oct 19, 2026
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More details - 4.03%APY$200 over 6 months on $10,000
Requirements
Product: Substantial penalty for early withdrawal of principal. Promotional Certificate of Deposit products do not qualify for rate bump.
3.96% interest rate
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More details - 4.02%APY$402 over 1 year on $10,000
Requirements
Product: Prize-linked savings certificate. Opened with $25. Every $25 deposit earns entries to monthly and quarterly drawings for $25 up to $5,000 (up to 100 entries per month). Must be 18 years or older; each member is eligible for one Save to Win share certificate.
Offer: Earn entries to prize drawings with each $25 deposit (up to 100 entries per month).
3.95% interest rate · Effective Oct 6, 2026
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More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Offer: Under $50,000 (Dividends Paid at Maturity)
Effective Oct 13, 2024
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More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Product: No setup or maintenance fees. Early withdrawal penalty applies (half the term's interest that would have accrued). 10-day grace period at maturity.
Effective Oct 2, 2026
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More details - 4.00%APY$231 over 7 months on $10,000with conditions
Requirements
Product: Dividends compounded and credited monthly. Par value of one share is $25.00 for membership.
Offer: Limited-time promotion. Available for members with: a) current America's CU checking account, b) minimum $10,000 to existing CU funds if no checking account, or c) new money not currently with America's CU. Funds cannot be withdrawn and brought back within 30 days.
Qualified rate · 3.93% interest rate · Effective Nov 24, 2025
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
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More details - Texas Trust Credit UnionTerm Share Flex CertificateCD · 12 months · $5,000 min
Credit union · 1 branch
4.00%APY$400 over 1 year on $10,000Requirements
Product: One of the following options may be used one time during term: bump up rate when rates increase (requires adding min 10% of original CD balance), add money to existing CD (min $500), or withdraw up to 25% of balance without penalty maintaining minimum balance.
3.93% interest rate · Effective Oct 5, 2026
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More details - American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min
Credit union · 5 branches
4.00%APY$400 over 1 year on $10,0003.93% interest rate · Effective Oct 1, 2025
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More details - 4.00%APY$606 over 18 months on $10,000
Requirements
Product: Credit Union membership is required. Minimum deposit of $1,000 to open. Minimum $1,000 balance needed to earn APY. Early withdrawal penalties apply. ALLIANCE Stars & Preferred Partners receive a 0.30% APR bump on standard rates.
3.92% interest rate · Effective Oct 9, 2026
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More details - 3.95%APY$395 over 1 year on $10,000
Requirements
Product: Membership eligibility required. Must maintain a primary share account with a $5 balance. Deposits are not permitted during term of certificate.
3.88% interest rate · Effective Oct 5, 2026
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More details - 3.95%APY$2,137 over 60 months on $10,000
Requirements
Product: Minimum opening deposit is $1,000. Membership with TDECU required. Insured up to $250,000 by NCUA. Penalty for early withdrawal.
Offer: Base Rate for opening deposit $1,000.00 – $49,999.99. Bonus rates available for opening deposits $50,000+ (Base Rate + 0.15%) and $100,000+ (Base Rate + 0.25%).
3.88% interest rate · Balance cap $49,999.99 · Effective Sep 16, 2026
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More details - Susser BankCertificates of Deposit (CD)CD · 6 months · $1,000 min · 3.80%–3.90% by balance
Bank · 1 branch
3.90%APY$193 over 6 months on $10,000Requirements
Product: CD APY assumes principal and interest remain on deposit until maturity. Periodic payout of interest is required (interest earned paid via direct deposit). Penalty for early withdrawal. Rates subject to change without notice.
Offer: Rate for balances ≤ $250,000. APY cannot remain on CD; periodic payout of interest is required.
3.83% interest rate · Effective Aug 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY Up to $250,000Your amount 3.90% $250,000 and upReduced rate applies. 3.80% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fort Worth, TX
482 CDs at 47 banks and credit unions · checked Oct 15–22
- Typical
- 2.99%
- Top 10% from
- 4.05%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches