Compare Bank & Credit Union Rates
Best CD rates in Arlington, TN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Shelby County, TN · Showing Shelby County, TN: too few institutions in Arlington, TN
- 4.39%APY$476 over 13 months on $10,000with conditions
Requirements
Product: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Automatic renewal upon maturity for the standard rate and term. Early withdrawal penalties may apply.
Offer: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Early withdrawal penalties may apply.
Qualified rate · 4.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$246 over 7 months on $10,000
Requirements
Product: All regular (non-special/promo) certificates require a $1,000 minimum deposit. Early withdrawal penalties may apply. Federally insured by NCUA.
Offer: 7 Month Relationship Special. Rate applies to new money deposits. The 4.25% APY includes a 0.25% relationship pricing bump for members with an active direct deposit and debit card. Standard APY without relationship pricing is 4.00% APY.
4.17% interest rate · Balance cap $500,000 · Effective Oct 5, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - Leaders Credit Union12-Month Certificate SpecialCD · 12 months · $1,000 min
Credit union · 2 branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit with the credit union within the last 30 days). Existing members without a checking account can qualify by opening a new checking account. At maturity, automatically renews as a 12 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends compounded and credited monthly. Fixed rate. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Effective Jul 1, 2026
Rate checked
More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: FDIC-insured certificates of deposit customized to meet specific needs. Rate not available to institutional investors.
Offer: Early withdrawal penalty will apply. Rate and offer subject to change without notice. Rate not available to institutional investors.
Effective Sep 29, 2026
Rate checked
More details - Leaders Credit Union24-Month Certificate SpecialCD · 24 months · $1,000 min
Credit union · 2 branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 24 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends earned and compounded monthly. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - Leaders Credit Union36-Month Certificate SpecialCD · 36 months · $1,000 min
Credit union · 2 branches
4.25%APY$1,330 over 36 months on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 36 Month Certificate at prevailing rate.
Offer: Dividends earned and compounded monthly.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - 4.20%APY$456 over 13 months on $10,000intro rate
Requirements
Product: Early withdrawal penalties apply. Fixed interest rate varies by term. Multiple interest payment options available (at maturity, annually, semi-annually, quarterly, or monthly). Automatically renewable with a 10-day grace period.
Offer: Special promotional rate. Minimum balance of $1,000 required for 4.20% APY. Early withdrawal penalties may apply.
Promotional rate · Effective Oct 5, 2026
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 2 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.07%APY$304 over 9 months on $10,000with conditions
Requirements
Product: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Automatic renewal upon maturity for the standard rate and term. Early withdrawal penalties may apply.
Offer: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Early withdrawal penalties may apply.
Qualified rate · 4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.07%APY$407 over 1 year on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
4.00% interest rate · Effective Aug 9, 2023
Rate checked
More details - Memphis City Employees Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · 6 branches
4.06%APY$201 over 6 months on $10,000Requirements
Product: Membership eligibility required. Minimum deposit of $1,000 required to open any Certificate Account. 60 days penalty for early withdrawal.
4.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Offer: Under $50,000 (Dividends Paid at Maturity)
Effective Oct 13, 2024
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More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: Terms between 1 month and 60 months. Minimum balance requirement is $500. Automatically renew at maturity of CD. No Maintenance Fees. Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. Can be used as collateral for a personal loan.
Offer: Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. CD terms of one (1) year or less credit interest at maturity.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Shelby County, TN
312 CDs at 37 banks and credit unions · checked Oct 15–22
- Typical
- 2.01%
- Top 10% from
- 3.85%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.83%
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Memphis, TN-MS-AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- LGWFCUCredit union · 1 branch
- Leaders Credit UnionCredit union · 2 branches
- Memphis City Employees Credit UnionCredit union · 6 branches