Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 391–405 results in Pennsylvania
- Wheatland Federal Credit Union18 Month CertificateCD · 18 months · $500 min
Credit union · 3 branches
1.60%APY$241 over 18 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: $5,000 minimum deposit. 12-month term. Early withdrawal flexibility; fee applies during the first six days of account opening. Interest compounded quarterly.
Offer: Fee applies during the first six days of account opening.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 1.50%APY$37 over 3 months on $10,000
Requirements
Product: Open with as little as $500. Flexible terms from 3 months to 60 months. Interest compounded daily and posted monthly, annually, or at maturity. Early withdrawal penalty may apply. Automatic renewal option. Available for all personal categories.
1.49% interest rate · Compounded daily
Rate checked
More details - Franklin Johnstown Federal Credit UnionRegular Share Term AccountsCD · 6 months · $1,000 min
Credit union · 2 branches
1.50%APY$75 over 6 months on $10,000Rate checked
More details - 1.50%APY$150 over 1 year on $10,000
Requirements
Product: Establish a CD valued at $10,000 or more to opt to receive monthly interest checks. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
1.49% interest rate · Effective Oct 2, 2026
Rate checked
More details - Members 1st Federal Credit Union24-Month CertificateCD · 24 months · $500 min · 1.45%–1.80% by balance
Credit union · 59 branches
1.50%APY$302 over 24 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.44% interest rate
Rate by balance
Rate by balance for 24-Month Certificate Balance APY $500 – $10,000 1.45% $10,000 – $50,000Your amount 1.50% $50,000 – $75,000 1.55% $75,000 – $100,000 1.65% $100,000 – $500,000 1.75% $500,000 – $1,000,000 1.75% $1,000,000 and up 1.80% Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - Members 1st Federal Credit Union18-Month CertificateCD · 18 months · $500 min · 1.35%–1.70% by balance
Credit union · 59 branches
1.40%APY$211 over 18 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.34% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 18-Month Certificate Balance APY $500 – $10,000 1.35% $10,000 – $50,000Your amount 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.55% $100,000 – $500,000 1.65% $500,000 – $1,000,000 1.65% $1,000,000 and up 1.70% Rate checked
More details - Members 1st Federal Credit Union24-Month Bump Up CertificateCD · 24 months · $500 min · 1.30%–1.65% by balance
Credit union · 59 branches
1.35%APY$272 over 24 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Allows a one-time rate increase during the original term. Automatically renews as a standard certificate without bump-up option. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.29% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 24-Month Bump Up Certificate Balance APY $500 – $10,000 1.30% $10,000 – $50,000Your amount 1.35% $50,000 – $75,000 1.40% $75,000 – $100,000 1.50% $100,000 – $500,000 1.60% $500,000 – $1,000,000 1.60% $1,000,000 and up 1.65% Rate checked
More details - 1.35%APY$693 over 60 months on $10,000
Requirements
Product: Must have an existing open Share Savings Account and provide a photo ID. Income share certificates pay dividends monthly, posted into your share account. Substantial penalty for early withdrawal.
Offer: Dividends paid monthly posted to share accounts. Substantial penalty for early withdrawal.
Effective Sep 30, 2024
Rate checked
More details - 1.35%APY$693 over 60 months on $10,000
Requirements
Product: Must have an existing open Share Savings Account and provide a photo ID. Dividends paid quarterly. Substantial penalty for early withdrawal.
Offer: Dividends paid quarterly. Substantial penalty for early withdrawal.
1.35% interest rate · Effective Sep 30, 2024
Rate checked
More details - 1.25%APY$641 over 60 months on $10,000
Requirements
Product: The Annual Percentage Yield (APY) assumes that principal balance and interest earned remain on deposit until maturity. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal.
Offer: 60 Month Certificate. Credited end of month. Early withdrawal penalty applies.
1.24% interest rate · Effective Oct 16, 2026
Rate checked
More details - Members 1st Federal Credit Union12-Month CertificateCD · 12 months · $500 min · 1.15%–1.50% by balance
Credit union · 59 branches
1.20%APY$120 over 1 year on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.14% interest rate
Rate by balance
Rate by balance for 12-Month Certificate Balance APY $500 – $10,000 1.15% $10,000 – $50,000Your amount 1.20% $50,000 – $75,000 1.25% $75,000 – $100,000 1.35% $100,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.50% Rate checked
More details - Ephrata National BankCertificate of DepositCD · 7–11 months · $500 min · 1.15%–1.26% by balance
Bank · 16 branches
1.15%APYRequirements
Product: Rates are effective as of December 15, 2025 and are subject to change without notice. Penalties assessed on early withdrawals. APY assumes interest remains on deposit until maturity. Fees may reduce earnings.
Offer: 7-11 Month CD
1.15% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and upYour amount 1.15% $100,000 and up 1.26% Rate checked
More details - Central Penn BankFixed-Rate Certificate of DepositCD · 60 months · $500 min · 0.90%–1.15% by balance
Bank · 13 branches
1.15%APY$588 over 60 months on $10,000Requirements
Product: Automatically renewable; early withdrawal penalty applies; interest compounded quarterly; options to compound interest, transfer to a deposit account, or receive check.
Offer: All CDs compounded quarterly; APY assumes standard compounding and interest remains on deposit until maturity; substantial penalty for early withdrawal.
0.90% interest rate · Compounded quarterly · Effective Aug 6, 2026
Rate by balance
Rate by balance for Fixed-Rate Certificate of Deposit Balance APY $500 – $4,999 0.90% $5,000 and upYour amount 1.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,598 CDs at 302 banks and credit unions · checked Oct 16–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.10%
- Credit unions, typical
- 3.30%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch