Credit union · NCUA insured
NFG#2 Federal Credit Union CD Rates
NFG#2 Federal Credit Union’s best CD rate is 1.35% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How NFG#2 Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Warren, PA, where NFG#2 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NFG#2 Federal Credit Union
1.35%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $693
Income share certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
NFG#2 Federal Credit Union CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo0.85%
- 16–30 months16–30 mo1.05%
- 31–60 months31–60 mo1.35%
- QualifiedQualified1.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NFG#2 Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Income share certificate
Up to 1.35%APY · 7 terms
Must have an existing open Share Savings Account and provide a photo ID. Income share certificates pay dividends monthly, posted into your share account. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid monthly posted to share accounts. Substantial penalty for early withdrawal | 0.50% | $25 |
| 12 monthsDividends paid monthly posted to share accounts. Substantial penalty for early withdrawal | 0.85% | $85 |
| 18 monthsDividends paid monthly posted to share accounts. Substantial penalty for early withdrawal | 0.95% | $143 |
| 24 monthsDividends paid monthly posted to share accounts. Substantial penalty for early withdrawal | 1.05% | $211 |
| 36 monthsDividends paid monthly posted to share accounts. Substantial penalty for early withdrawal | 1.15% | $349 |
| 48 monthsDividends paid monthly posted to share accounts. Substantial penalty for early withdrawal | 1.25% | $509 |
| 60 monthsDividends paid monthly posted to share accounts. Substantial penalty for early withdrawal | 1.35% | $693 |
Regular share certificate
Up to 1.35%APY · 7 terms
Must have an existing open Share Savings Account and provide a photo ID. Dividends paid quarterly. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid quarterly. Substantial penalty for early withdrawal | 0.50% | $25 |
| 12 monthsDividends paid quarterly. Substantial penalty for early withdrawal | 0.85% | $85 |
| 18 monthsDividends paid quarterly. Substantial penalty for early withdrawal | 0.95% | $143 |
| 24 monthsDividends paid quarterly. Substantial penalty for early withdrawal | 1.05% | $211 |
| 36 monthsDividends paid quarterly. Substantial penalty for early withdrawal | 1.15% | $349 |
| 48 monthsDividends paid quarterly. Substantial penalty for early withdrawal | 1.25% | $509 |
| 60 monthsDividends paid quarterly. Substantial penalty for early withdrawal | 1.35% | $693 |
Special-purpose accounts
IRA certificate
Up to 1.35%APY · 7 terms
Must have an existing open Share Savings Account and provide a photo ID. Certificate penalties apply to IRAs, except for over 59 1/2 years of age.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSubstantial penalty for early withdrawal; cert penalties apply to IRAs, except for over 59 1/2 years of age | 0.50% | $25 |
| 12 monthsSubstantial penalty for early withdrawal; cert penalties apply to IRAs, except for over 59 1/2 years of age | 0.85% | $85 |
| 18 monthsSubstantial penalty for early withdrawal; cert penalties apply to IRAs, except for over 59 1/2 years of age | 0.95% | $143 |
| 24 monthsSubstantial penalty for early withdrawal; cert penalties apply to IRAs, except for over 59 1/2 years of age | 1.05% | $211 |
| 36 monthsSubstantial penalty for early withdrawal; cert penalties apply to IRAs, except for over 59 1/2 years of age | 1.15% | $349 |
| 48 monthsSubstantial penalty for early withdrawal; cert penalties apply to IRAs, except for over 59 1/2 years of age | 1.25% | $509 |
| 60 monthsSubstantial penalty for early withdrawal; cert penalties apply to IRAs, except for over 59 1/2 years of age | 1.35% | $693 |
NFG #2 variable share cert IRA
0.75%APY
Variable share certificate IRA. Must have an existing open Share Savings Account and provide a photo ID. Certificate penalties apply to IRAs, except for over 59 1/2 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable share certificate IRA. Cert. penalties apply to IRAs, except for over 59 1/2 years of age.Any balance | 0.75% | $75 | Variable share certificate IRA. Cert. penalties apply to IRAs, except for over 59 1/2 years of age. |
Sources (1)
- nfg2.com/rates.php · captured Sep 17, 2026
Who can join NFG#2 Federal Credit Union
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