Franklin Johnstown Federal Credit Union CD Rates

How Franklin Johnstown Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Johnstown, PA, where Franklin Johnstown Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Franklin Johnstown Federal Credit Union
1.50%APY
Term
6 months
Minimum
—
Earns on $10,000
$75
Regular Share Term Accounts
Top rate
Woodforest National Bank
4.25%APY
Term
9 months
Minimum
$500
Earns on $10,000
$317
Woodforest National Bank rates
2nd-highest rate
S&T Bank
4.25%APY
Term
36 months
Minimum
$500
Earns on $10,000
$1,330
S&T Bank rates

Compare CD rates near you →

CD score

Higher than 6% of U.S. banks and credit unions

By term

3–8 months3–8 mo1.50%
9–15 months9–15 mo1.40%
16–30 months16–30 mo1.30%
31–60 months31–60 mo1.30%
QualifiedQualified1.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Franklin Johnstown Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regular Share Term Accounts

Up to 1.50%APY · 5 terms

Earnings on $10,000 over the term.
Term	APY · $1,000 and up	APY · $5,000 and up	APY	Earns on $10,000Earns
6 months	1.50%	—	1.50%	$75
12 months	1.40%	—	1.40%	$140
18 months	1.30%	—	1.30%	$196
24 months	1.30%	—	1.30%	$262
36 months	—	1.30%	1.30%	$395

Sources (2)

All captured Sep 17, 2026

Special-purpose accounts

IRA Share Term Accounts

Up to 1.50%APY · 5 termsIRA

Earnings on $10,000 over the term.
Term	APY · $1,000 and up	APY · $5,000 and up	APY	Earns on $10,000Earns
6 months	1.50%	—	1.50%	$75
12 months	1.40%	—	1.40%	$140
18 months	1.30%	—	1.30%	$196
24 months	1.30%	—	1.30%	$262
36 months	—	1.30%	1.30%	$395

Sources (2)

All captured Sep 17, 2026

Who can join Franklin Johnstown Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

You can join if you retired from one of the credit union's SEGs.
You can join if you work in one of the credit union's Select Employee Groups [SEGs].

Family and household

You can join if your immediate family member is a Franklin Johnstown member.
You can join if you live in the same household as a member.

Cost to join

A deposit of $25.00 is required to keep in your Share/Savings account.
A deposit of $5.00 is required to keep in your savings account if you are under 21.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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