Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results in Pennsylvania
- USPS Federal Credit UnionMoney Market Add-On CertificateCD · 6 months · $5,000 min
Credit union · 1 branch
3.25%APY$161 over 6 months on $10,0003.20% interest rate · Balance cap $500,000
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Interest is compounded and credited semiannually, except certificates under one year where interest is not compounded. Daily balance method applies. Accounts opened after March 1, 2022 will be closed if any principal amount is withdrawn prior to maturity. Early withdrawal penalties apply.
3.22% interest rate
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Effective Oct 6, 2026
Rate checked
More details - Wheatland Federal Credit Union12 Month CertificateCD · 12 months · $500 min
Credit union · 3 branches
3.25%APY$325 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - Elderton State Bank24 Months – Tier accountCD · 24 months · $1,000 min · 3.15%–3.35% by balance
Bank · 3 branches
3.25%APY$661 over 24 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
3.11% interest rate
Rate by balance
Rate by balance for 24 Months – Tier account Balance APY Up to $10,000 3.15% $10,000 – $50,000Your amount 3.25% $50,000 – $2,000,000 3.35% Rate checked
More details - First Capital Federal Credit UnionStep-Up Share CertificateCD · 24 months · $5,000 min
Credit union · 6 branches
3.25%APY$661 over 24 months on $10,000intro rateRequirements
Product: Step up your rate one time over the term. Penalty for early withdrawal.
Offer: Step up rate one time over the term if market values rise.
Promotional rate · 3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Allegheny Central Employees Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · 1 branch
3.25%APY$661 over 24 months on $10,000Requirements
Product: Rates are subject to change without notice.
Offer: 24 Month Regular; $500 Minimum; Rates are subject to change without notice.
3.20% interest rate · Effective Jan 2, 2025
Rate checked
More details - 3.23%APY$628 over 23 months on $10,000intro rate
Requirements
Product: Limited time offer. Penalty for early withdrawal.
Offer: Limited time offer. Penalty for early withdrawal.
Promotional rate · Effective Aug 6, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.09%APY
Requirements
Product: Fixed rate for term. Minimum opening deposit $500. Early withdrawal penalty may apply. Automatic renewal at maturity. No additional deposits or principal withdrawals permitted during term. Fees may apply and could reduce earnings.
3.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000intro rate
Requirements
Product: Access money or withdraw principal and interest without penalty on interest crediting dates (every 90 days) and the 7 days thereafter. Minimum opening balance $2,500.
Offer: Interest rate of 3.00% for 4th 90 days period. Full product term is 12 months.
Promotional rate · 3.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - 3.05%APY$861 over 33 months on $10,000
Requirements
Product: $1,000 minimum to open. Fees may reduce earnings. Penalty for early withdrawal. APY calculations based on 365-day term.
Offer: $1,000 to open and $0.01 minimum balance to obtain APY.
Effective Oct 5, 2026
Rate checked
More details - Armstrong Associates Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · 3 branches
3.05%APY$1,621 over 60 months on $10,000Requirements
Product: Must apply in person. Monthly dividend check available with minimum deposit of $5,000.
Offer: Must apply in person. Monthly dividend check available with minimum deposit of $5,000.
3.00% interest rate
Rate checked
More details - 3.04%APY$617 over 24 months on $10,000
Requirements
Product: Dividends are compounded daily and credited at maturity. Minimum balance requirements set forth in Certificate Rate Schedule; calculated by Daily Balance method. No additional deposits allowed after opening. Early withdrawal penalty equals 30 days dividends. Automatically renews upon maturity with a 10-day grace period. In addition to account minimums, must deposit a minimum of $5.00 to join the credit union.
3.00% interest rate · Compounded daily · Effective Jan 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch