Bank · FDIC insured
Orrstown Bank CD Rates
Orrstown Bank’s best CD rate is 3.09% APY on a 6-month CD. Terms run from 3 months to 10 years. Rates checked October 16, 2026.
How Orrstown Bank’s CD rates compare
Compared with banks and credit unions near York, PA, where Orrstown Bank has the most branches. $10,000, best rate first.
This bank’s best
Orrstown Bank
3.09%APY
- Term
- 6–11 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- —
Regular CDs - Growth & Income
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Orrstown Bank CD score
65
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo3.09%
- 9–15 months9–15 mo2.84%
- 16–30 months16–30 mo2.58%
- 31–60 months31–60 mo1.51%
- QualifiedQualified3.09%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Orrstown Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular CDs - Growth & Income
Up to 3.09%APY · 12 terms
Fixed rate for term. Minimum opening deposit $500. Early withdrawal penalty may apply. Automatic renewal at maturity. No additional deposits or principal withdrawals permitted during term. Fees may apply and could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–2 monthsTerm is 7-89 Days | 1.51% | $3 |
| 3–5 months | 1.41% | $35 |
| 6–11 months | 3.09% | $153 |
| 12–17 months | 2.84% | $284 |
| 18–23 months | 2.58% | $389 |
| 24–29 months | 1.76% | $355 |
| 30–35 months | 1.76% | $446 |
| 36–41 months | 1.51% | $460 |
| 42–47 months | 1.51% | $539 |
| 48–59 months | 1.51% | $618 |
| 60–119 months | 1.51% | $778 |
| 120 monthsBurial Funds ONLY | 1.51% | $1,617 |
Special-purpose accounts
IRA CDs - Growth & Income
Up to 2.78%APY · 11 terms
Fixed rate for term. Minimum opening deposit $500. Automatic renewal at maturity. No additional deposits or principal withdrawals permitted during term. Fees may apply and could reduce earnings. IRS penalties may also apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–2 monthsTerm is 7-89 Days | 1.51% | $3 |
| 3–5 months | 1.41% | $35 |
| 6–11 months | 2.78% | $138 |
| 12–17 months | 2.53% | $253 |
| 18–23 months | 2.27% | $342 |
| 24–29 months | 1.77% | $357 |
| 30–35 months | 1.77% | $448 |
| 36–41 months | 1.51% | $460 |
| 42–47 months | 1.51% | $539 |
| 48–59 months | 1.51% | $618 |
| 60–119 months | 1.51% | $778 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.