Bank · FDIC insured
Reliance Bank CD Rates
Reliance Bank’s best CD rate is 3.05% APY on a 33-month CD. Terms run from 7 months to 33 months. Rates checked October 16, 2026.
How Reliance Bank’s CD rates compare
Compared with banks and credit unions near Altoona, PA, where Reliance Bank has the most branches. $10,000, best rate first.
This bank’s best
Reliance Bank
3.05%APY
- Term
- 33 months
- Minimum
- $1,000
- Earns on $10,000
- $861
Certificates of Deposit
Top rate
ARC Federal Credit Union
4.33%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,363
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Reliance Bank CD score
68
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.00%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliance Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.05%APY · 5 terms
$1,000 minimum to open. Fees may reduce earnings. Penalty for early withdrawal. APY calculations based on 365-day term.
| Term | APY · Over $0 | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 months$1,000 to open and $1,000 minimum balance to obtain APY | — | 3.00% | 3.00% | $174 |
| 9 months$1,000 to open and $0.01 minimum balance to obtain APY | 3.00% | — | 3.00% | $224 |
| 12 months$1,000 to open and $1,000 minimum balance to obtain APY | — | 2.95% | 2.95% | $295 |
| 15 months$1,000 to open and $1,000 minimum balance to obtain APY | — | 2.85% | 2.85% | $358 |
| 33 months$1,000 to open and $0.01 minimum balance to obtain APY | 3.05% | — | 3.05% | $861 |
Sources (3)
- reliancebank.bank/personal/che…tificates-of-deposit-cds
- reliancebank.bank/personal/che…avings/checking-accounts
- reliancebank.bank/rates
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Fixed Rate CD
Up to 0.40%APY · 2 terms
Fixed-rate IRA Certificate of Deposit. Substantial penalty for early withdrawal. Available in Traditional and Roth IRAs. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months$1,000 minimum balance to open and $0.01 minimum balance to obtain APY. Table lists $1,000 minimum balance to obtain APY. Substantial penalty for early withdrawal | 0.20% | $30 |
| 30 months$1,000 minimum balance to open and $0.01 minimum balance to obtain APY. Table lists $1,000 minimum balance to obtain APY. Substantial penalty for early withdrawal | 0.40% | $100 |
Sources (2)
All captured Oct 16, 2026
Closed to new customers
Destination CDs
Up to 4.10%APY · 5 terms
Must have a Destination Checking account to open. $1,000 minimum to open. Fees may reduce earnings. Penalty for early withdrawal. APY calculations based on 365-day term.
| Term | APY · Over $0 | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 monthsMust have a Destination Checking account to open. $1,000 to open and $1,000 minimum balance to obtain APY | — | 3.70% | 3.70% | $214 |
| 9 monthsMust have a Destination Checking account to open. $1,000.00 to open and $0.01 minimum balance to obtain APY | 3.65% | — | 3.65% | $273 |
| 12 monthsMust have a Destination Checking account to open. $1,000 to open and $1,000 minimum balance to obtain APY | — | 3.45% | 3.45% | $345 |
| 13 monthsMust have a Destination Checking account to open. $1,000.00 to open and $0.01 minimum balance to obtain APY | 4.10% | — | 4.10% | $445 |
| 15 monthsMust have a Destination Checking account to open. $1,000 to open and $1,000 minimum balance to obtain APY | — | 3.30% | 3.30% | $414 |
Sources (3)
- reliancebank.bank/personal/che…tificates-of-deposit-cds
- reliancebank.bank/personal/che…avings/checking-accounts
- reliancebank.bank/rates
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.