Bank · FDIC insured
InFirst Bank CD Rates
InFirst Bank’s best CD rate is 3.25% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How InFirst Bank’s CD rates compare
Compared with banks and credit unions near Indiana, PA, where InFirst Bank has the most branches. $10,000, best rate first.
This bank’s best
InFirst Bank
4.20%APY
- Term
- 19 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $673
Relationship CD Special
Top rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
S&T Bank
4.25%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,330
InFirst Bank CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo1.75%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where InFirst Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship CD Special
Up to 4.20%APY · 2 terms
To qualify for promotional APY, customers must maintain an existing active InFirst Bank checking account (at least 1 deposit and 1 debit transaction within preceding 90 days), open a new checking account at time certificate is established (must not have had checking within previous 180 days) with minimum $5,000 opening deposit, or deposit at least $10,000 in new money (funds not on deposit during preceding 30 days) into an existing or new CD. Maximum deposit $500,000. Customer must reside within InFirst Bank's defined deposit market area. Automatically renews into same term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 14 monthsRequires qualifying active existing checking account or new checking account ($5,000 min deposit), or $10,000 min deposit in new money | 4.15% | $486 |
| 19 monthsRequires qualifying active existing checking account or new checking account ($5,000 min deposit), or $10,000 min deposit in new money | 4.20% | $673 |
Sources (1)
- infirstbank.bank/tools/rates · captured Oct 6, 2026
Certificates of Deposit
Up to 3.25%APY · 8 terms
Interest is compounded and credited semiannually, except certificates under one year where interest is not compounded. Daily balance method applies. Accounts opened after March 1, 2022 will be closed if any principal amount is withdrawn prior to maturity. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 2.50% | $124 |
| 9 months | 2.50% | $187 |
| 12 months | 3.25% | $325 |
| 24 months | 2.50% | $506 |
| 36 months | 1.75% | $534 |
| 48 months | 1.75% | $719 |
| 60 months | 1.75% | $906 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
CD Special
Up to 4.25%APY · 4 terms
Promotional CD/IRA offers available for a limited time. Minimum opening deposit $5,000. Balances $5,000 to $500,000. Subject to IRA eligibility. Compounds semi-annually for 14, 19, 25-month terms; at maturity for 5-month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months | 4.25% | $175 |
| 14 months | 4.15% | $486 |
| 19 months | 4.20% | $673 |
| 25 months | 3.65% | $775 |
Sources (1)
- infirstbank.bank/tools/rates · captured Oct 16, 2026
IRA Special
Up to 4.25%APY · 4 terms
Promotional CD/IRA offers available for a limited time. Minimum opening deposit $5,000. Balances $5,000 to $500,000. Subject to IRA eligibility. Compounds semi-annually for 14, 19, 25-month terms; at maturity for 5-month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months | 4.25% | $175 |
| 14 months | 4.15% | $486 |
| 19 months | 4.20% | $673 |
| 25 months | 3.65% | $775 |
Sources (1)
- infirstbank.bank/tools/rates · captured Oct 16, 2026
Relationship IRA Special
Up to 4.20%APY · 2 terms
Applies to Traditional IRA CDs and Roth IRA CDs, subject to IRS eligibility and contribution rules. To qualify for promotional APY, customers must maintain an existing active InFirst Bank checking account (at least 1 deposit and 1 debit transaction within preceding 90 days), open a new checking account at time certificate is established (must not have had checking within previous 180 days) with minimum $5,000 opening deposit, or deposit at least $10,000 in new money (funds not on deposit during preceding 30 days) into an existing or new CD. Maximum deposit $500,000. Customer must reside within InFirst Bank's defined deposit market area. Automatically renews into same term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 14 monthsRequires qualifying active existing checking account or new checking account ($5,000 min deposit), or $10,000 min deposit in new money. Subject to IRS rules | 4.15% | $486 |
| 19 monthsRequires qualifying active existing checking account or new checking account ($5,000 min deposit), or $10,000 min deposit in new money. Subject to IRS rules | 4.20% | $673 |
Sources (1)
- infirstbank.bank/tools/rates · captured Oct 6, 2026
IRA Certificate of Deposit
Up to 3.25%APY · 8 terms
Applies to Traditional IRA, Roth IRA, and ESA time deposit accounts. Minimum opening deposit $500. Additional contributions to an existing CD must be a minimum of $50. Transfers and rollovers deposited into a new CD. Interest compounded semiannually, except for certificates of less than one year or when monthly distributions are setup. Subject to IRS rules and early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 2.50% | $124 |
| 9 months | 2.50% | $187 |
| 12 months | 3.25% | $325 |
| 24 months | 2.50% | $506 |
| 36 months | 1.75% | $534 |
| 48 months | 1.75% | $719 |
| 60 months | 1.75% | $906 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.