Credit union · NCUA insured
Derry Area Federal Credit Union CD Rates
Derry Area Federal Credit Union’s best CD rate is 3.04% APY on a 2-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Derry Area Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Derry Area Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Derry Area Federal Credit Union
3.04%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $617
Share Certificates
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Derry Area Federal Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo2.01%
- 9–15 months9–15 mo2.52%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Derry Area Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.04%APY · 4 terms
Dividends are compounded daily and credited at maturity. Minimum balance requirements set forth in Certificate Rate Schedule; calculated by Daily Balance method. No additional deposits allowed after opening. Early withdrawal penalty equals 30 days dividends. Automatically renews upon maturity with a 10-day grace period. In addition to account minimums, must deposit a minimum of $5.00 to join the credit union.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.01% | $100 |
| 12 months | 2.52% | $252 |
| 24 months | 3.04% | $617 |
| 36 months | 3.04% | $940 |
Sources (1)
- dafcu.com/ps-srates.html · captured Sep 17, 2026
Who can join Derry Area Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in, as well as businesses and other legal entities in Derry Borough or Derry Township are eligible for membership.
Employers and groups
- Employees of Ceratizit, USA who work in Latrobe are eligible for membership.
- Employees of Clark Metal Products Company who work in Blairsville are eligible for membership.
- Employees of Derry Area Federal Credit Union, their immediate families and households, and organizations of such persons are eligible for membership.
- Employees of Dlubak Organic Coatings & Designs, LTD who work in Blairsville are eligible for membership.
- Employees of Premium Molding Inc. who work in Latrobe are eligible for membership.
2 more ways to join
Employers and groups
- Employees of Specialty Bar Products Company who work in Blairsville are eligible for membership.
Family and household
- Immediate family members (including parents, grandparents, siblings, children, grandchildren, step-parents, step-children, step-siblings, and adoptive relationships) and household members living in the same residence maintaining a single economic unit of eligible persons are eligible for membership.
Cost to join
- A minimum share balance of $5.00 is required for membership.
Membership information collected October 5, 2026.