Credit union · NCUA insured
Derry Area Federal Credit Union
A $14.2M credit union headquartered in Derry, PA, with 1,848 members and 2 branches in Pennsylvania. Best rates: CDs 3.04% APY.
Derry Area Federal Credit Union Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#77 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Derry Area Federal Credit Union
Founded in 1949 to provide a systematic way to save and offer credit at reasonable rates, Derry Area Federal Credit Union is a member owned and operated credit union.
The credit union serves Derry Borough and Derry Township with branch locations in Derry and Latrobe, Pennsylvania.
- Headquarters
- 160 E 1st Ave, Derry, PA 15627-1926
- NCUA charter
- 6196
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in, as well as businesses and other legal entities in Derry Borough or Derry Township are eligible for membership.
Employers and groups
- Employees of Ceratizit, USA who work in Latrobe are eligible for membership.
- Employees of Clark Metal Products Company who work in Blairsville are eligible for membership.
- Employees of Derry Area Federal Credit Union, their immediate families and households, and organizations of such persons are eligible for membership.
- Employees of Dlubak Organic Coatings & Designs, LTD who work in Blairsville are eligible for membership.
- Employees of Premium Molding Inc. who work in Latrobe are eligible for membership.
2 more ways to join
Employers and groups
- Employees of Specialty Bar Products Company who work in Blairsville are eligible for membership.
Family and household
- Immediate family members (including parents, grandparents, siblings, children, grandchildren, step-parents, step-children, step-siblings, and adoptive relationships) and household members living in the same residence maintaining a single economic unit of eligible persons are eligible for membership.
Cost to join
- A minimum share balance of $5.00 is required for membership.
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Main OfficeMain office160 E 1st Ave, Derry, PA 15627Directions
- Latrobe Branch2906 Ligonier St Ste 16, Latrobe, PA 15650Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.52% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.67% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.16% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $45 | $59 | — |
- CapitalNet worth ratio11.52%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.67%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.16%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$45Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Derry Area Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.