Compare Bank & Credit Union Rates
Best CD rates in Oregon
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Oregon
- 3.61%APY$1,123 over 36 months on $10,000
Requirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
3.55% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.53% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.60%APY$269 over 9 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.54% interest rate · Compounded daily · Effective Sep 14, 2026
Rate checked
More details - 3.60%APY$299 over 10 months on $10,000intro rate
Requirements
Product: Minimum opening deposit of $10,000. Fees may reduce earnings. Penalty for early withdrawal. Promotional offer subject to change without notice. Not available for IRA CDs.
Offer: Penalty for early withdrawal. Fees may reduce earnings. Promotional offer subject to change without notice. Not available for IRA CDs.
Promotional rate · 3.55% interest rate · Effective Apr 7, 2026
Rate by balance
Rate by balance for Promotional CD Balance APY $10,000 – $250,000Your amount 3.60% Over $250,000 3.65% Rate checked
More details - 3.60%APY$733 over 24 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
3.54% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.60%APY$924 over 30 months on $10,000
Requirements
Product: Rate Increase Option allows increasing interest rate and APY one time during term if rates increase. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
Offer: Allows one rate increase during term if applicable interest rates increase.
3.54% interest rate · Effective Oct 22, 2026
Rate checked
More details - Pioneer Trust BankTime Certificate of DepositCD · 6 months · $500 min · 3.55%–4.07% by balance
Bank · 2 branches
3.56%APY$176 over 6 months on $10,000Requirements
Product: Fixed rate for term of CD. Minimum deposit to open an account is $500.00. Automatic renewal or payment upon maturity. Early withdrawal penalty applies.
Offer: Quarterly compounding.
3.50% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Time Certificate of Deposit Balance APY $500 – $5,000 3.55% $5,000 – $100,000Your amountMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months. 3.56% $100,000 and upMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months. 4.07% Rate checked
More details - 3.56%APY$206 over 7 months on $10,000intro rate
Requirements
Product: Available for personal and business accounts. Interest compounded daily and credited monthly. Daily balance method used. Penalty applied for early principal withdrawal.
Offer: CD Special. Limited time offer. Minimum balance of $1,000 to earn disclosed APY.
Promotional rate · 3.50% interest rate · Compounded daily · Effective Sep 25, 2025
Rate checked
More details - 3.56%APY$266 over 9 months on $10,000with conditions
Requirements
Product: Fixed interest rate for the term. Interest compounded daily. Variable terms from 3 to 60 months. Minors (age 12-17) eligible with parent/guardian (age 18+). 10-day grace period for penalty-free withdrawals upon automatic renewal.
Offer: CD Special. Earn up to 3.56% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited at maturity. On the first maturity date after promotion ends, changes to a standard 6-month fixed rate CD.
Qualified rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - 3.56%APY$176 over 6 months on $10,000
Requirements
Product: A Regular Share account and membership eligibility are required. Share certificate rates are fixed for the term once opened. Early withdrawal penalties may apply.
Offer: Auto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend.
3.50% interest rate · Balance cap $100,000 · Effective Oct 1, 2026
Rate checked
More details - Emerald Empire Federal Credit UnionCertificate AccountCD · 24 months · $1,000 min
Credit union · 1 branch
3.55%APY$723 over 24 months on $10,000Requirements
Product: Fixed rate for the term. Minimum balance required to open and earn stated APY is $1,000. Daily balance method used to calculate dividends. Early withdrawal penalty applies (30 days' dividends for terms <= 12 months, 60 days' dividends for terms > 12 months). Automatically renews at maturity with a 10-day grace period.
Offer: Dividends compounded and credited quarterly.
3.55% interest rate · Effective Jun 26, 2026
Rate checked
More details - 3.55%APY$1,906 over 60 months on $10,000
Requirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
3.50% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.50%APY$86 over 3 months on $10,000intro rate
Requirements
Product: Minimum opening deposit of $100. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal. APY applies to the initial term of a new Certificate of Deposit.
Offer: 90 Day Fixed Rate. A penalty may be imposed for early withdrawal.
Promotional rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - ILWU Credit UnionCertificatesCD · 6 months · $1,000 min · 3.50%–3.80% by balance
Credit union · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Product: Tiered balance ranges from $1,000 up to $100,000. Dividends paid quarterly or at maturity into the account of choice (or monthly and at maturity per rate table). Early withdrawal penalties may apply.
Offer: Tier 1
3.45% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Certificates Balance APY $1,000 – $25,000Your amount 3.50% $25,000 – $50,000Tier 2 3.60% $50,000 – $100,000Tier 3 3.70% $100,000 and upTier 4 3.80% Rate checked
More details - Rivermark Community Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · 19 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Minimum balance to open is $500. Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity. Additional funds cannot be added on promotional certificates.
Offer: 6-Month Certificate term.
3.44% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oregon
705 CDs at 73 banks and credit unions · checked Oct 16–22
- Typical
- 2.69%
- Top 10% from
- 3.75%
- Banks, typical
- 1.75%
- Credit unions, typical
- 3.00%
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Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch