Bank · FDIC insured
Pioneer Trust Bank CD Rates
Pioneer Trust Bank’s best CD rate is 4.07% APY on a 6-month CD. Terms run from 1 month to 30 months. Rates checked October 22, 2026.
How Pioneer Trust Bank’s CD rates compare
Compared with banks and credit unions near Salem, OR, where Pioneer Trust Bank has the most branches. $10,000, best rate first.
This bank’s best
Pioneer Trust Bank
3.56%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $176
Time Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Central Willamette Credit Union
4.16%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $750
- Earns on $10,000
- $416
Pioneer Trust Bank CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.30%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pioneer Trust Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Time Certificate of Deposit
Up to 3.56%APY · 8 terms
Fixed rate for term of CD. Minimum deposit to open an account is $500.00. Automatic renewal or payment upon maturity. Early withdrawal penalty applies.
| Term | APY · $500 – $100,000 | APY · $500 – $5,000 | APY · $5,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 1 monthMonthly compounding | 3.30% | — | — | 3.30% | 3.30%3.30% from $100k | $27 |
| 2 monthsMonthly compounding | 3.30% | — | — | 3.30% | 3.30%3.30% from $100k | $54 |
| 3 monthsMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months | — | — | 3.30% | 3.30% | 3.30%3.30% from $100k | $81 |
| 3 monthsQuarterly compounding | — | 3.30% | — | — | —3.30% $500–$5k | — |
| 6 monthsMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months | — | — | 3.56% | 4.07% | 3.56%4.07% from $100k | $176 |
| 6 monthsQuarterly compounding | — | 3.55% | — | — | —3.55% $500–$5k | — |
| 12 monthsMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months | — | — | 3.04% | 3.04% | 3.04%3.04% from $100k | $304 |
| 12 monthsQuarterly compounding | — | 3.04% | — | — | —3.04% $500–$5k | — |
| 18 monthsMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months | — | — | 3.04% | 3.04% | 3.04%3.04% from $100k | $459 |
| 18 monthsQuarterly compounding | — | 3.03% | — | — | —3.03% $500–$5k | — |
| 24 monthsMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months | — | — | 3.30% | 3.30% | 3.30%3.30% from $100k | $671 |
| 24 monthsQuarterly compounding | — | 3.29% | — | — | —3.29% $500–$5k | — |
| 30 monthsMonthly compounding. Minimum deposit of $5,000.00 for monthly compounding on TCDs greater than 2 months | — | — | 3.30% | 3.30% | 3.30%3.30% from $100k | $846 |
| 30 monthsQuarterly compounding | — | 3.29% | — | — | —3.29% $500–$5k | — |
Sources (3)
- pioneertrustbank.com/interest-rates
- pioneertrustbank.com/personal-cds
- pioneertrustbank.com/certificate-of-deposit
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.