Bank · FDIC insured
Idaho First Bank
A $1.4B bank headquartered in McCall, ID, with 8 branches in 2 states. Best rates: CDs 3.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.65%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Idaho First Bank
Founded in 2005, Idaho First Bank operates eight bank locations supporting communities across Idaho and Oregon.
- Headquarters
- 475 E Deinhard Ln, McCall, ID 83638
- FDIC certificate
- 58095 ↗
Branches
8 branches in 2 states
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Idaho
7 branches
McCall area · 1
- Idaho First BankMain office475 E Deinhard Ln, McCall, ID 83638Directions
Boise area · 1
- 12th & Idaho Branch209 N 12th St, Boise, ID 83702Directions
Eagle area · 1
- Eagle Branch560 S. State Street, Eagle, ID 83616Directions
Hailey area · 1
- Hailey Branch516 N Main Street, Unit C-1, Hailey, ID 83333Directions
Ketchum area · 1
- Ketchum Branch291 N Washington Avenue, Ketchum, ID 83340Directions
Nampa area · 1
- Nampa Branch343 Caldwell Blvd, Nampa, ID 83651Directions
New Meadows area · 1
- New Meadows308 Virginia St, New Meadows, ID 83654Directions
Oregon
1 branch
- Bend Branch1002 Nw Bond St, Bend, OR 97703Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.47% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.05% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.84% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalLeverage ratio10.47%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.84%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Idaho First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.