Credit union · NCUA insured
Rivermark Community Credit Union CD Rates
Top CarrotRivermark Community Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Rivermark Community Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, OR-WA, where Rivermark Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rivermark Community Credit Union
3.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $173
Certificates of Deposit
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
Rivermark Community Credit Union CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.20%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rivermark Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.50%APY · 6 terms
Minimum balance to open is $500. Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity. Additional funds cannot be added on promotional certificates.
| Term | APY · Up to $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months6-Month Certificate term | 3.50% | 3.50% | 3.50% | 3.50%3.50% $50k–$100k3.50% from $100k | $173 |
| 12 months12-Month Certificate term | 3.00% | 3.00% | 3.00% | 3.00%3.00% $50k–$100k3.00% from $100k | $300 |
| 24 months24-Month Certificate term | 3.20% | 3.20% | 3.20% | 3.20%3.20% $50k–$100k3.20% from $100k | $650 |
| 36 months36-Month Certificate term | 3.20% | 3.20% | 3.20% | 3.20%3.20% $50k–$100k3.20% from $100k | $991 |
| 48 months48-Month Certificate term | 3.25% | 3.25% | 3.25% | 3.25%3.25% $50k–$100k3.25% from $100k | $1,365 |
| 60 months60-Month Certificate term | 3.30% | 3.30% | 3.30% | 3.30%3.30% $50k–$100k3.30% from $100k | $1,763 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.50%APY · 6 terms
Available on all certificate terms. Minimum balance to open is $500. Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity. Fees may reduce earnings. Contribution limits apply. Consult your tax advisor for specific tax information.
| Term | APY · Up to $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months6-Month IRA Certificate term | 3.50% | 3.50% | 3.50% | 3.50%3.50% $50k–$100k3.50% from $100k | $173 |
| 12 months12-Month IRA Certificate term | 3.00% | 3.00% | 3.00% | 3.00%3.00% $50k–$100k3.00% from $100k | $300 |
| 24 months24-Month IRA Certificate term | 3.20% | 3.20% | 3.20% | 3.20%3.20% $50k–$100k3.20% from $100k | $650 |
| 36 months36-Month IRA Certificate term | 3.20% | 3.20% | 3.20% | 3.20%3.20% $50k–$100k3.20% from $100k | $991 |
| 48 months48-Month IRA Certificate term | 3.25% | 3.25% | 3.25% | 3.25%3.25% $50k–$100k3.25% from $100k | $1,365 |
| 60 months60-Month IRA Certificate term | 3.30% | 3.30% | 3.30% | 3.30%3.30% $50k–$100k3.30% from $100k | $1,763 |
Sources (2)
All captured Oct 15, 2026
Youth Certificates of Deposit
Up to 3.50%APY · 2 terms
Available on memberships where the primary owner is under the age of 18. Minimum balance to open is $100. Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsYouth 6 Months term. Primary owner must be under age 18 | 3.50% | $173 |
| 12 monthsYouth 12 Months term. Primary owner must be under age 18 | 3.00% | $300 |
Sources (2)
All captured Oct 15, 2026
Closed to new customers
Loyalty CD
3.75%APY · 1 term
Requires a checking account established for a minimum of 12 months on the membership. Limit one Loyalty CD per membership. Upon maturity, automatically renews for a 12-month term at the then-current 12-month CD rate. Early withdrawal penalty may apply. Additional funds cannot be added on promotional certificates. Minimum balance to open is $500.
| Term | APY · Up to $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 10 months10-Month term. Requires a checking account established for at least 12 months. Limit one per membership | 3.75% | 3.75% | 3.75% | 3.75%3.75% $50k–$100k3.75% from $100k | $312 |
Sources (3)
All captured Oct 15, 2026
Loyalty IRA CD
3.75%APY · 1 term
Requires a checking account established for a minimum of 12 months on the membership. Upon maturity, automatically renews for a 12-month term at then-current 12-month CD rate. Early withdrawal penalty may apply. Minimum balance to open is $500. Fees may reduce earnings. Contribution limits apply.
| Term | APY · Up to $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 10 months10-Month term. Requires a checking account established for at least 12 months | 3.75% | 3.75% | 3.75% | 3.75%3.75% $50k–$100k3.75% from $100k | $312 |
Sources (1)
- rivermarkcu.org/rates/deposit/certificates · captured Oct 3, 2026
Who can join Rivermark Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in the Portland metro area or specified 27 Oregon counties are eligible for membership.
- Individuals who live or work anywhere in the state of Washington are eligible for membership.
Family and household
- Relatives of individuals who qualify through the geographic criteria are eligible for membership.
Membership information collected October 4, 2026.