Compare Bank & Credit Union Rates
Best CD rates in Oklahoma
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 121–135 results in Oklahoma
- 2.64%APY$399 over 18 months on $10,000with conditions
Requirements
Product: Rate offered to customers with an active transaction account at Legacy Bank. Existing grandfathered CD customers are allowed to renew existing CDs. Option to adjust rate to new rate one time during term if rate goes up.
Offer: CD rate offered to customers with an active transaction account at Legacy Bank. Minimum to open and earn quoted APY is $10,000. One-time rate step-up option during term if quoted rate increases.
Qualified rate · 2.61% interest rate · Effective May 12, 2026
Rate checked
More details - 2.63%APY$533 over 24 months on $10,000intro rate
Requirements
Product: Dividends may be paid to the account holder or transferred to another account; they cannot be added to the CD balance. Minimum opening deposits vary by tier and term.
2.60% interest rate · Effective Mar 18, 2026
Rate checked
More details - 2.60%APY$260 over 1 year on $10,000
Requirements
Product: All CD terms are fixed rate with rates remaining the same throughout the entire term. Interest compounded and credited quarterly on most terms; 91-day term compounds at maturity. Penalty will be imposed for early withdrawal of time accounts. Jumbo rates available for balances $100,000 or greater.
Offer: 12-Month term.
2.58% interest rate · Effective Dec 16, 2025
Rate checked
More details - 2.60%APY$617 over 28 months on $10,000intro rate
Requirements
Product: Promotional CD rate. Available only for new members. Early withdrawal penalty may apply. Maximum deposit $250,000. Federally insured by NCUA. Offer ended 2022-08-15.
Offer: Only for new members. Offer ends 2022-08-15. Mention offer code or fill out contact form.
Promotional rate · Balance cap $250,000 · Effective Jun 27, 2022
Rate checked
More details - Credit Union One of OklahomaShare CertificatesCD · 12 months · $500 min · 2.53%–2.78% by balance
Credit union · 3 branches
2.53%APY$253 over 1 year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid monthly. Early withdrawal penalty: 30 days interest for 1 year or less, 90 days interest for more than 1 year. Automatically renewed unless specified otherwise. Ongoing deposits are not allowed, however you may make withdrawals or deposits during the ten (10) day grace period after maturity. $2,500 minimum deposit to open 182 Day Cert. All others, $500 minimum, unless otherwise noted.
Offer: One Year term.
2.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 2.53% $100,000 and up 2.78% Rate checked
More details - Triad BankCertificates of DepositCD · 36 months · $1,000 min · 2.52%–2.77% by balance
Bank · 2 branches
2.52%APY$775 over 36 months on $10,000Requirements
Product: Automatically renewed with a 10-day grace period. Early withdrawal penalties apply.
Offer: Term: 36 Month. Compounded semi-annually. Certificates under $100,000.
2.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $100,000Your amount 2.52% $100,000 and upCertificates $100,000 and Over. 2.77% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
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More details - 2.35%APY$235 over 1 year on $10,000
Requirements
Product: $100 to open; add to it any time; variable rate; 12 mo. term; interest paid at maturity; early withdrawal penalty is 6 months interest.
Offer: Variable rate; add to it any time; interest paid at maturity; penalty is 6 months interest.
2.33% interest rate · Effective Sep 29, 2026
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More details - 2.26%APY$283 over 15 months on $10,000intro rate
Requirements
Product: Promotional rates - limited time only. Additional Terms may be available. Rates are subject to change at any time and without notice.
Offer: Promo rate - limited time only
Promotional rate · 2.25% interest rate · Effective Sep 5, 2025
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More details - 2.07%APY$51 over 3 months on $10,000
Requirements
Product: Earn a fixed rate of interest for a fixed period of time.
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More details - 2.02%APY$305 over 18 months on $10,000
Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
2.00% interest rate · Effective Sep 29, 2026
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More details - 2.00%APY$66 over 4 months on $10,000
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 120 Days term.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.51%APY$618 over 48 months on $10,000
Requirements
Product: Early withdrawals subject to penalty (one-third of the interest that would have been earned if the Certificate had remained on deposit until maturity). No setup or maintenance fees. FDIC insured. Interest paid monthly, quarterly, or at maturity. Rate and APY may change after account opening. Fees may reduce earnings.
1.50% interest rate · Effective Oct 1, 2026
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More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Start with just $5. Offers a 12-month term and allows a one-time, penalty-free withdrawal. ACU membership required. Early withdrawal penalties apply to other withdrawals.
1.24% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma
825 CDs at 105 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 3.35%
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Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches