Bank · FDIC insured
Legacy Bank CD Rates
Legacy Bank’s best CD rate is 3.75% APY on a 3-month CD, with extra requirements. Terms run from 3 months to 2 years. Rates checked October 15, 2026.
How Legacy Bank’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Legacy Bank has the most branches. $10,000, best rate first.
This bank’s best
Legacy Bank
3.75%APY
- Term
- 3 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $92
CDs
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 3.75%APY · 5 terms
CD rate offered to customers with an active transaction account at Legacy Bank. Existing CD customers currently grandfathered are allowed to renew existing CDs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCD rate offered to customers with an active transaction account at Legacy Bank | 3.75% | $92 |
| 6 months$10,000.00 minimum balance required to earn APY. Rate offered to customers with an active transaction account at Legacy Bank | 3.35% | $166 |
| 12 months$10,000.00 minimum balance required to earn APY. Rate offered to customers with an active transaction account at Legacy Bank | 2.95% | $295 |
| 18 monthsCD rate offered to customers with an active transaction account at Legacy Bank | 2.74% | $414 |
| 24 monthsCD rate offered to customers with an active transaction account at Legacy Bank | 2.32% | $469 |
Sources (1)
- legacybank.com/rates · captured Oct 15, 2026
Step Up CDs
Up to 2.64%APY · 2 terms
Rate offered to customers with an active transaction account at Legacy Bank. Existing grandfathered CD customers are allowed to renew existing CDs. Option to adjust rate to new rate one time during term if rate goes up.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsCD rate offered to customers with an active transaction account at Legacy Bank. Minimum to open and earn quoted APY is $10,000. One-time rate step-up option during term if quoted rate increases | 2.64% | $399 |
| 24 monthsCD rate offered to customers with an active transaction account at Legacy Bank. Minimum to open and earn quoted APY is $10,000. One-time rate step-up option during term if quoted rate increases | 2.12% | $428 |
Sources (1)
- legacybank.com/rates · captured Oct 15, 2026
Special-purpose accounts
IRAs
4.67%APY · 1 term
Variable rate time deposit / IRA certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months18 Month Variable IRA rate | 4.67% | $709 |
Sources (1)
- legacybank.com/rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.