Credit union · NCUA insured
True Sky Federal Credit Union
Top CarrotA $797M credit union headquartered in Oklahoma City, OK, with 63,740 members and 14 branches in Oklahoma. Best rates: CDs 4.00% and savings 0.25% APY.
True Sky Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#4 of 47 in Oklahoma City, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About True Sky Federal Credit Union
True Sky Federal Credit Union is a member-owned, not-for-profit financial institution founded in Oklahoma City in 1946 by the FAA.
In 2026, the boards of directors at True Sky Federal Credit Union and Randolph-Brooks Federal Credit Union approved an agreement to merge.
- Headquarters
- 10201 S Western Ave, Oklahoma City, OK 73139-2931
- NCUA charter
- 24934
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible for membership if an employee of one of True Sky Federal Credit Union's business partners.
Family and household
- Eligible for membership if an immediate family member of a True Sky member.
Other ways
- Eligible for membership by joining the American Consumer Council (ACC).
Branches
14 branches in Oklahoma
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Oklahoma
14 branches
- Western OfficeMain office10201 S Western Ave, Oklahoma City, OK 73139Directions
- Chandler1906 East 1st, Chandler, OK 74834Directions
- Davenport900 Broadway, Davenport, OK 74026Directions
- 2nd Street Branch1127 E 2nd St, Edmond, OK 73034Directions
- Midwest City7607 E. Reno Ave, Midwest City, OK 73110Directions
- Mustang361 E State Highway 152, Mustang, OK 73064Directions
- Tri-City761 NW 32nd Pl, Newcastle, OK 73065Directions
- Norman Tecumseh Branch3301 W Tecumseh Rd, Norman, OK 73072Directions
- 23rd Street1841 NE 23rd St, Oklahoma City, OK 73111Directions
- Capitol Hill3805 S Western Ave, Oklahoma City, OK 73109Directions
- Mmac6435 S Denning Ave Bldg 30, Oklahoma City, OK 73169Directions
- Northeast5029 Martin Luther King Ave N, Oklahoma City, OK 73139Directions
- Northwest8230 NW Expressway, Oklahoma City, OK 73162Directions
- Yukon1301 S Ranchwood Blvd, Yukon, OK 73099Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 6.35% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.96% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.22% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $72 | $76 | — |
- CapitalNet worth ratio6.35%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.96%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.22%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$72Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of True Sky Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.