Credit union · NCUA insured
Credit Union One of Oklahoma CD Rates
Top CarrotCredit Union One of Oklahoma’s best CD rate is 2.78% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Credit Union One of Oklahoma’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Credit Union One of Oklahoma has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union One of Oklahoma
2.53%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $253
Share Certificates
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Credit Union One of Oklahoma CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo2.02%
- 9–15 months9–15 mo2.53%
- 16–30 months16–30 mo2.53%
- 31–60 months31–60 mo2.02%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union One of Oklahoma ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.53%APY · 6 terms
Dividends are calculated by the average daily balance method and paid monthly. Early withdrawal penalty: 30 days interest for 1 year or less, 90 days interest for more than 1 year. Automatically renewed unless specified otherwise. Ongoing deposits are not allowed, however you may make withdrawals or deposits during the ten (10) day grace period after maturity. $2,500 minimum deposit to open 182 Day Cert. All others, $500 minimum, unless otherwise noted.
| Term | APY · $500 – $100,000 | APY · $2,500 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months182 Day term | — | 2.02% | — | 2.02% | $100 |
| 12 monthsOne Year term | 2.53% | — | 2.78% | 2.53%2.78% from $100k | $253 |
| 18 months18 Month term | 2.53% | — | 2.78% | 2.53%2.78% from $100k | $382 |
| 24 monthsTwo Year term | 2.27% | — | 2.53% | 2.27%2.53% from $100k | $459 |
| 36 monthsThree Year term | 2.02% | — | 2.27% | 2.02%2.27% from $100k | $618 |
| 48 monthsFour Year term | 2.02% | — | 2.27% | 2.02%2.27% from $100k | $833 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 2.53%APY · 4 terms
Dividends are calculated by the average daily balance method and paid monthly. Early withdrawal penalty: 30 days interest for 1 year or less, 90 days interest for more than 1 year. Automatically renewed unless specified otherwise. Ongoing deposits are not allowed, however you may make withdrawals or deposits during the ten (10) day grace period after maturity. IRA Certificates and Accounts are subject to a $25.00 closing fee. $500 minimum deposit to open all IRA Certificates.
| Term | APY · $500 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsOne Year term | 2.53% | 2.78% | 2.53%2.78% from $100k | $253 |
| 24 monthsTwo Year term | 2.27% | 2.53% | 2.27%2.53% from $100k | $459 |
| 36 monthsThree Year term | 2.02% | 2.27% | 2.02%2.27% from $100k | $618 |
| 48 monthsFour Year term | 2.02% | 2.28% | 2.02%2.28% from $100k | $833 |
Sources (2)
All captured Oct 5, 2026
Who can join Credit Union One of Oklahoma
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