Credit union · NCUA insured
True Sky Federal Credit Union CD Rates
Top CarrotTrue Sky Federal Credit Union’s best CD rate is 4.00% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How True Sky Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where True Sky Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
True Sky Federal Credit Union
4.00%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $502
15 MO-CD
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
True Sky Federal Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.86%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.86%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where True Sky Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
15 MO-CD
4.00%APY · 1 term
Promotional CD rate. Available only for new members. Early withdrawal penalty may apply. Maximum deposit $100,000. Federally insured by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsOnly for new members. Mention offer code CDQ422 at branch or online form | 4.00% | $502 |
Sources (1)
- trueskycu.org/true-sky-cd · captured Oct 5, 2026
Certificate of Deposit (CD)
Up to 3.86%APY · 8 terms
The APY assumes dividends are compounded quarterly and will remain on deposit until maturity. Fees may reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 1.30% | 1.30% | $32 |
| 6 months | — | 3.85% | 3.85% | $191 |
| 7–12 months | — | 3.86% | 3.86% | $223 |
| 13–23 months | 3.86% | — | 3.86% | $419 |
| 24–35 months | 3.86% | — | 3.86% | $787 |
| 36–47 months | 3.75% | — | 3.75% | $1,168 |
| 48–59 months | 3.65% | — | 3.65% | $1,542 |
| 60 months | 3.65% | — | 3.65% | $1,963 |
Sources (1)
- trueskycu.org/rates · captured Oct 5, 2026
Share Certificate
Up to 3.86%APY · 9 terms
Most certificate accounts require a minimum investment of $500. Early withdrawal penalty may apply. NCUA insured. Minimum deposit of $1,000 required max of $100,000 for APY rate accuracy terms. New money only.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 1.30% | 1.30% | $32 |
| 6 months | — | 3.85% | 3.85% | $191 |
| 7–12 months | — | 3.86% | 3.86% | $223 |
| 7 monthsTemporary Promotional Rate | — | 3.50% | 3.50% | $203 |
| 13–23 months | 3.86% | — | 3.86% | $419 |
| 24–35 months | 3.86% | — | 3.86% | $787 |
| 36–47 months | 3.75% | — | 3.75% | $1,168 |
| 48–59 months | 3.65% | — | 3.65% | $1,542 |
| 60 months | 3.65% | — | 3.65% | $1,963 |
28 MO-CD
2.60%APY · 1 term
Promotional CD rate. Available only for new members. Early withdrawal penalty may apply. Maximum deposit $250,000. Federally insured by NCUA. Offer ended 2022-08-15.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 28 monthsOnly for new members. Offer ends 2022-08-15. Mention offer code or fill out contact form | 2.60% | $617 |
Sources (1)
- trueskycu.org/true-sky-28-mo-cd · captured Oct 5, 2026
Special-purpose accounts
Roth IRA Certificate Account (CD)
0.10%APY · 1 term
Credit union membership required. Tax-free distributions if five-year holding period and qualified distribution reason are met. Insured up to $250,000 through NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 months | 0.10% | $50 |
Who can join True Sky Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible for membership if an employee of one of True Sky Federal Credit Union's business partners.
Family and household
- Eligible for membership if an immediate family member of a True Sky member.
Other ways
- Eligible for membership by joining the American Consumer Council (ACC).
Membership information collected October 4, 2026.