Bank · FDIC insured
FNB Community Bank CD Rates
FNB Community Bank’s best CD rate is 1.51% APY on a 4-year CD. Terms run from 3 months to 4 years. Rates checked October 15, 2026.
How FNB Community Bank’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where FNB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
FNB Community Bank
1.51%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $618
Certificates of Deposit (CDs)
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
FNB Community Bank CD score
62
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo1.15%
- 16–30 months16–30 mo1.31%
- 31–60 months31–60 mo1.51%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FNB Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 1.51%APY · 8 terms
Early withdrawals subject to penalty (one-third of the interest that would have been earned if the Certificate had remained on deposit until maturity). No setup or maintenance fees. FDIC insured. Interest paid monthly, quarterly, or at maturity. Rate and APY may change after account opening. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.90% | $22 |
| 6 months | 1.00% | $50 |
| 12 months | 1.15% | $115 |
| 18 months | 1.21% | $182 |
| 24 months | 1.26% | $254 |
| 30 months | 1.31% | $331 |
| 36 months | 1.41% | $429 |
| 48 months | 1.51% | $618 |
Sources (3)
- fnbmwc.com/personal/personal-savings
- fnbmwc.com/personal/personal-s…ates-of-deposit-cds.html
- fnbmwc.com/rates.html
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.