Bank · FDIC insured
AVB Bank
A $612.3M bank headquartered in Broken Arrow, OK, with 4 branches in Oklahoma. Best rates: CDs 2.60% and savings 0.25% APY.
AVB Bank Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#39 of 44 in Tulsa, OK metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About AVB Bank
Established in 1905 in Broken Arrow, AVB Bank was originally named Arkansas Valley National Bank.
The bank received a state charter in 1909 as Arkansas Valley State Bank before rebranding to AVB Bank in 2008.
Remaining under Brown-Kimbrough family ownership and management since 1905, the bank operates four branches and an Operations Center in Oklahoma.
- Headquarters
- 322 S Main St, Broken Arrow, OK 74012
- FDIC certificate
- 2326 ↗
Branches
4 branches in Oklahoma
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Oklahoma
4 branches
- AVB BankMain office322 S Main St, Broken Arrow, OK 74012Directions
- South Branch6401 S Elm Pl, Broken Arrow, OK 74011Directions
- Stone Wood Hills Branch2201 N Elm Pl, Broken Arrow, OK 74012Directions
- Mingo Branch9810 E 51st St, Tulsa, OK 74146Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.41% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.93% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $84 | $81 | — |
- CapitalLeverage ratio9.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.41%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.93%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$84Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of AVB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.