Compare Bank & Credit Union Rates
Best CD rates in Oklahoma
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Oklahoma
- 3.14%APY$314 over 1 year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. Automatic renewal upon maturity with a 7-day grace period. Early withdrawal penalty applies. Additional deposits not allowed.
3.10% interest rate
Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate checked
More details - Saint Francis Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · 2 branches
3.04%APY$940 over 36 months on $10,000Requirements
Product: Higher balances may receive higher dividend rate. Dividends credited and paid monthly. A penalty may apply if funds are withdrawn before maturity. CDs will renew at maturity unless instructed otherwise.
Offer: Interest paid monthly.
3.00% interest rate · Effective Jan 4, 2023
Rate checked
More details - 3.04%APY$75 over 3 months on $10,000
Requirements
Product: APY assumes interest will remain on deposit in order to obtain interest compounding. Rates are subject to change at renewal of account. A penalty will be assessed for early withdrawal from Certificate of Deposit Products. Interest payment periods and compounding periods vary by product. Fees may reduce earnings on accounts.
3.00% interest rate · Effective Sep 22, 2026
Rate checked
More details - 3.04%APY$151 over 6 months on $10,000
Rate checked
More details - American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min
Credit union · 3 branches
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.
Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.
3.00% interest rate · Balance cap $50,000 · Effective Oct 1, 2024
Rate checked
More details - 3.00%APY$174 over 7 months on $10,000
Requirements
Product: No monthly fee. Withdraw your money at any time and pay no penalties.
Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$376 over 15 months on $10,000
Requirements
Product: No monthly fee. Months 0-7: withdraw all money including interest earned without penalties any time after first 7 days following funding date. Months 8-15: early withdrawal fee is $25 plus 3% of amount withdrawn.
Offer: 15 Month Flex; $1,000 opening deposit required / $500,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $500,000 · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - Fort Sill Federal Credit UnionShare CertificatesCD · 12 months · $2,000 min
Credit union · 4 branches
2.99%APY$299 over 1 year on $10,000Requirements
Product: NCUA insured. Compounded monthly. Substantial penalty for early withdrawal prior to maturity date.
Offer: Dividends compounded monthly. Penalty for early withdrawal.
2.95% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate checked
More details - 2.99%APY$924 over 36 months on $10,000intro rate
Requirements
Product: Quarterly interest payments and no maintenance or setup fees. Includes one rate bump up during the term. Deposits allowed at any time. No penalties for emergency withdrawal.
Offer: 3 year maturity with one rate bump during the term to current 36-month interest rate; deposits allowed anytime; no early withdrawal penalty for emergencies
Promotional rate · 2.95% interest rate
Rate checked
More details - Southwest Oklahoma Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min · 2.94%–3.35% by balance
Credit union · 1 branch
2.94%APY$1,559 over 60 months on $10,000Requirements
Product: Federally insured by NCUA up to $250,000 per account. Membership eligibility requires living, working, worshipping, attending school in Caddo, Comanche, Cotton, Kiowa, Tillman, or Stephens counties, or having an eligible family member.
Offer: Early withdrawal penalty: 180 days of interest lost. APY assumes principal balance remains on deposit until maturity.
2.90% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Certificate Accounts Balance APY $1,000 – $50,000Your amount 2.94% $50,000 – $100,000 3.14% $100,000 and up 3.35% Rate checked
More details - DPS Federal Credit UnionShare CertificateCD · 60 months · $500 min · 2.78%–3.09% by balance
Credit union · 1 branch
2.83%APY$1,497 over 60 months on $10,000Requirements
Product: Early withdrawal penalty of 180 full days of interest applies. Dividends are credited and compounded quarterly, based on Average Daily Balance.
2.75% interest rate · Compounded quarterly · Effective Mar 28, 2024
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $10,000 2.78% $10,000 – $25,000Your amount 2.83% $25,000 – $80,000 2.93% $80,000 – $100,000 3.09% Rate checked
More details - OU Federal Credit UnionShare Certificate AccountCD · 12 months · $1,000 min
Credit union · 2 branches
2.79%APY$279 over 1 year on $10,000Requirements
Product: Must maintain a Regular Share Savings account with a minimum balance/par value of $5.00 for membership. Dividends compound and credit monthly. Early withdrawal penalty equal to dividends for half the term. Upon maturity, balance transfers to Regular Share account and certificate closes. Premier Checking account holders may qualify for a certificate rate increase with $50,000+ monthly share balance or $25,000+ loan balance.
2.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - Texoma EducatorsShare Certificates (CDs)CD · 60 months · $1,000 min · 2.43%–2.68% by balance
Credit union · 1 branch
2.68%APY$1,414 over 60 months on $10,000Requirements
Product: Interest is compounded monthly and paid into any designated account. Early withdrawal penalty applies: 3 months of dividends for terms under 1 year, and 6 months of dividends for terms of 1 year or more; waived in the event of death or disability.
Compounded monthly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Share Certificates (CDs) Balance APY $1,000 – $9,999 2.43% $10,000 and upYour amount 2.68% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma
825 CDs at 105 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 3.35%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches