Bank · FDIC insured
The Bank of The West CD Rates
The Bank of The West’s best CD rate is 3.04% APY on a 3-month CD. Terms run from 3 months to 4 years. Rates checked October 15, 2026.
How The Bank of The West’s CD rates compare
Compared with banks and credit unions near Weatherford, OK, where The Bank of The West has the most branches. $10,000, best rate first.
This bank’s best
The Bank of The West
3.04%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $75
Certificate of Deposit
Top rate
Washita State Bank
4.26%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $426
2nd-highest rate
Endurance Federal Credit Union
4.10%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $621
The Bank of The West CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo2.79%
- 31–60 months31–60 mo2.02%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of The West ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.04%APY · 7 terms
APY assumes interest will remain on deposit in order to obtain interest compounding. Rates are subject to change at renewal of account. A penalty will be assessed for early withdrawal from Certificate of Deposit Products. Interest payment periods and compounding periods vary by product. Fees may reduce earnings on accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.04% | $75 |
| 6 months | 3.04% | $151 |
| 12 months | 3.04% | $304 |
| 18 months | 2.79% | $421 |
| 24 months | 2.53% | $512 |
| 36 months | 2.02% | $618 |
| 48 months | 1.76% | $723 |
Sources (1)
- botw.bank/personal-banking/dep…t-products/deposit-rates · captured Oct 5, 2026
Special-purpose accounts
18 Month IRA Variable Rate
3.04%APY · 1 term
Variable rate. APY assumes interest will remain on deposit in order to obtain interest compounding. Rates are subject to change at renewal of account. A penalty will be assessed for early withdrawal from Certificate of Deposit Products. Interest payment periods and compounding periods vary by product. Fees may reduce earnings on accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsVariable Rate | 3.04% | $459 |
Sources (1)
- botw.bank/personal-banking/dep…t-products/deposit-rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.