Credit union · NCUA insured
Saint Francis Federal Credit Union CD Rates
Saint Francis Federal Credit Union’s best CD rate is 3.04% APY on a 3-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Saint Francis Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Tulsa, OK, where Saint Francis Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Saint Francis Federal Credit Union
3.04%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $940
Share Certificates
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
Oklahoma's Credit Union
4.30%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $689
Saint Francis Federal Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo1.41%
- 9–15 months9–15 mo2.02%
- 16–30 months16–30 mo2.94%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Saint Francis Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.04%APY · 8 terms
Higher balances may receive higher dividend rate. Dividends credited and paid monthly. A penalty may apply if funds are withdrawn before maturity. CDs will renew at maturity unless instructed otherwise.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest paid monthly | 1.01% | $25 |
| 6 monthsInterest paid monthly | 1.41% | $70 |
| 9 monthsInterest paid monthly | 1.71% | $128 |
| 12 monthsInterest paid monthly | 2.02% | $202 |
| 18 monthsInterest paid monthly | 2.32% | $351 |
| 24 monthsInterest paid monthly | 2.63% | $533 |
| 30 monthsInterest paid monthly | 2.94% | $751 |
| 36 monthsInterest paid monthly | 3.04% | $940 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 3.17%APY · 8 terms
Offers Traditional and Roth IRA certificate options. Dividends compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest paid monthly | 1.13% | $28 |
| 6 monthsInterest paid monthly | 1.54% | $77 |
| 9 monthsInterest paid monthly | 1.84% | $138 |
| 12 monthsInterest paid monthly | 2.15% | $215 |
| 18 monthsInterest paid monthly | 2.45% | $370 |
| 24 monthsInterest paid monthly | 2.76% | $559 |
| 30 monthsInterest paid monthly | 3.07% | $784 |
| 36 monthsInterest paid monthly | 3.17% | $981 |
Sources (2)
All captured Sep 18, 2026
Who can join Saint Francis Federal Credit Union
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