Credit union · NCUA insured
Bison FCU
A $43.3M credit union headquartered in Shawnee, OK, with 3,791 members and 1 branch in Oklahoma. Best rates: CDs 3.14% and savings 0.40% APY.
Bison FCU Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#3 of 6 in Shawnee, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Bison FCU
Bison Federal Credit Union is based in Shawnee, Oklahoma, and was established in 1951 on the campus of Oklahoma Baptist University.
The member-owned cooperative serves individuals who live, work, worship, attend school, or own a business in Pottawatomie County, Oklahoma.
- Headquarters
- 2 W Macarthur St, Shawnee, OK 74804-2026
- NCUA charter
- 7149
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or owns a business in Pottawatomie County, Oklahoma.
Family and household
- Members of the immediate family of an existing member also qualify for membership.
Cost to join
- Opening a membership requires presenting a valid picture ID and depositing a minimum of $10 in a savings account.
Branches
1 branch in Oklahoma
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Oklahoma
1 branch
- MainMain office2 W Macarthur St, Shawnee, OK 74804Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.26% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.39% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.68% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $19 | $59 | — |
- CapitalNet worth ratio15.26%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.39%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.68%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$19Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Bison FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.