Credit union · NCUA insured
Bison FCU CD Rates
Bison FCU’s best CD rate is 3.14% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Bison FCU’s CD rates compare
Compared with banks and credit unions near Shawnee, OK, where Bison FCU has the most branches. $10,000, best rate first.
This credit union’s best
Bison FCU
3.14%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $314
Certificate of Deposit Account
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
City National Bank
3.79%APY
- Term
- 6–12 months
- Minimum
- $500
- Earns on $10,000
- —
Bison FCU CD score
65
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo3.14%
- 16–30 months16–30 mo2.63%
- QualifiedQualified3.14%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bison FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Account
Up to 3.14%APY · 3 terms
Dividends compounded and credited monthly based on average daily balance. Automatic renewal upon maturity with a 7-day grace period. Early withdrawal penalty applies. Additional deposits not allowed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.04% | $151 |
| 12 months | 3.14% | $314 |
| 24 months | 2.63% | $533 |
Special-purpose accounts
IRA Certificate Account
Up to 3.14%APY · 3 terms
Dividends compounded and credited monthly based on average daily balance. Automatic renewal upon maturity with a 7-day grace period. Early withdrawal penalty applies. Additional deposits not allowed. Traditional, Roth, and Education IRA certificates available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.04% | $151 |
| 12 months | 3.14% | $314 |
| 24 months | 2.63% | $533 |
Who can join Bison FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or owns a business in Pottawatomie County, Oklahoma.
Family and household
- Members of the immediate family of an existing member also qualify for membership.
Cost to join
- Opening a membership requires presenting a valid picture ID and depositing a minimum of $10 in a savings account.
Membership information collected October 4, 2026.