Credit union · NCUA insured
Otoe-Missouria Federal Credit Union
A $3.5M credit union headquartered in Red Rock, OK, with 730 members and 1 branch in Oklahoma. Best rates: CDs 3.04% and savings 0.40% APY.
Otoe-Missouria Federal Credit Union Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#86 of 100 in OklahomaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Otoe-Missouria Federal Credit Union
- Headquarters
- 7480 Highway 177 Ste A, Red Rock, OK 74651
- NCUA charter
- 24910
Branches
1 branch in Oklahoma
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Oklahoma
1 branch
- Red Rock BranchMain office7480 Highway 177 Ste A, Red Rock, OK 74651Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.17% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.55% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -3.72% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio9.17%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.55%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-3.72%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Otoe-Missouria Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.