Compare Bank & Credit Union Rates
Best CD rates in Oklahoma
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Oklahoma
- 4.00%APY$502 over 15 months on $10,000intro rate
Requirements
Product: Promotional CD rate. Available only for new members. Early withdrawal penalty may apply. Maximum deposit $100,000. Federally insured by NCUA.
Offer: Only for new members. Mention offer code CDQ422 at branch or online form.
Promotional rate · Balance cap $100,000
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Terms range from 6 months to 5 years. Can open 6, 12, and 24-month CDs up to $250,000 online; other terms/amounts call 918.392.2500.
Offer: Minimum balance to open and obtain APY is $1,000. Early withdrawal penalties may apply. Open up to $250,000 online.
Effective Oct 15, 2026
Rate checked
More details - Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min
Credit union · 1 branch
4.00%APY$2,167 over 60 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Early withdrawal subject to substantial penalty. Extra Direct Deposit (DDEP) bonus of 0.25% available for regular terms 36 months and longer with $1,000+ monthly direct deposit into FIGFCU Checking.
Offer: Requires qualifying monthly Direct Deposit (DDEP) of $1,000+ into FIGFCU Checking Account.
Qualified rate · Effective Oct 1, 2024
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More details - 3.96%APY$600 over 18 months on $10,000
Requirements
Product: A substantial penalty may be imposed for early withdrawal. A withdrawal of interest or fees will reduce earnings.
3.90% interest rate
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More details - 3.95%APY$229 over 7 months on $10,000
Requirements
Product: Applicants must be 18 years or older. Automatically renewable. Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: CD Specials have a minimum $2,500 balance to open and obtain advertised APY.
3.88% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.90%APY$423 over 13 months on $10,000
Requirements
Product: Rates & APYs are based on monthly compounding. Penalties may be imposed for early withdrawal. Minimum balance to open CD is $1,500. Relationship Pricing on CD's – Additional FB&T product and service relationships may increase listed rates.
Offer: 13 Month Special. Automatically renews to 12 Month CD.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 7–12 months · $1,000 min
Credit union · 14 branches
3.86%APYRequirements
Product: The APY assumes dividends are compounded quarterly and will remain on deposit until maturity. Fees may reduce earnings.
3.79% interest rate · Compounded quarterly
Rate checked
More details - True Sky Federal Credit UnionShare CertificateCD · 7–12 months · $1,000 min
Credit union · 14 branches
3.86%APYintro rateRequirements
Product: Most certificate accounts require a minimum investment of $500. Early withdrawal penalty may apply. NCUA insured. Minimum deposit of $1,000 required max of $100,000 for APY rate accuracy terms. New money only.
Promotional rate · 3.79% interest rate
Rate checked
More details - 3.85%APY$385 over 1 year on $10,000
Requirements
Product: No monthly service fees. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont. A penalty may be imposed for early withdrawal. Existing CDs automatically renewing for time periods other than those listed will earn the Interest Rate and Annual Percentage Yield for the next-lower CD Term time period.
3.78% interest rate · Effective Sep 30, 2026
Rate checked
More details - 3.85%APY$418 over 13 months on $10,000
Requirements
Product: CD interest is compounded monthly and credited to the account monthly. Subject to early withdrawal penalties. Interest can be added back to the CD or deposited to a Farmers Bank & Trust checking or savings account.
Offer: Penalty may be imposed for early withdrawal. Additional requirements may apply.
Compounded monthly · Effective Aug 25, 2026
Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 3 branches
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - 3.84%APY$384 over 1 year on $10,000
Requirements
Product: Fixed interest rate for the term of deposit. Substantial penalty for early withdrawal. Additional deposits are not permitted. Minimum initial deposit is $1,000 for terms under 1 year, $500 for terms 1 year or greater. Jumbo rates available upon request. Fees could reduce earnings.
3.80% interest rate · Effective Oct 15, 2026
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More details - 3.82%APY$189 over 6 months on $10,000
Requirements
Product: Subject to penalties for early withdrawal. Requires $500 minimum deposit.
Offer: Penalty may be imposed for early withdrawal.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.82%APY
Requirements
Product: No monthly service fee. Early withdrawal penalty may apply. Automatically renews at maturity with a 10-day grace period.
Offer: Special promotional rate; dividends compounded monthly and must remain on deposit until maturity. May be withdrawn at any time.
Compounded monthly
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed APY. Interest compounded quarterly and stays on deposit until maturity. Early withdrawal penalty may apply. Automatically renews 10 days after maturity for the same term at the current interest rate.
Offer: Term: 12 Months. Must maintain a minimum daily balance of $2,000 each day to obtain disclosed APY.
3.75% interest rate · Compounded quarterly · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma
825 CDs at 105 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 3.35%
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Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches