Bank · FDIC insured
First Oklahoma Bank CD Rates
First Oklahoma Bank’s best CD rate is 4.00% APY on a 2-year CD. Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How First Oklahoma Bank’s CD rates compare
Compared with banks and credit unions near Tulsa, OK, where First Oklahoma Bank has the most branches. $10,000, best rate first.
This bank’s best
First Oklahoma Bank
4.00%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $816
Certificates of Deposit
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
Oklahoma's Credit Union
4.30%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $689
First Oklahoma Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Oklahoma Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 4 terms
Early withdrawal penalties may apply. Terms range from 6 months to 5 years. Can open 6, 12, and 24-month CDs up to $250,000 online; other terms/amounts call 918.392.2500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to open and obtain APY is $1,000. Early withdrawal penalties may apply. Open up to $250,000 online | 3.60% | $178 |
| 12 monthsMinimum balance to open and obtain APY is $1,000. Early withdrawal penalties may apply. Open up to $250,000 online | 3.75% | $375 |
| 18 monthsMinimum balance to open and obtain APY is $1,000. Early withdrawal penalties may apply | 3.85% | $583 |
| 24 monthsMinimum balance to open and obtain APY is $1,000. Early withdrawal penalties may apply. Open up to $250,000 online | 4.00% | $816 |
Sources (1)
- firstoklahomabank.com/personal…tificates-of-deposit-cds · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.