Bank · FDIC insured
Security Bank and Trust Company CD Rates
Security Bank and Trust Company’s best CD rate is 3.96% APY on an 18-month CD. Terms run from 1 year to 5 years. Rates checked October 15, 2026.
How Security Bank and Trust Company’s CD rates compare
Compared with banks and credit unions near Miami, OK, where Security Bank and Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Security Bank and Trust Company
3.96%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $600
Certificates of Deposit
2nd-highest rate
City National Bank
3.79%APY
- Term
- 6–12 months
- Minimum
- $500
- Earns on $10,000
- —
3rd-highest rate
TTCU Federal Credit Union
3.75%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,587
Security Bank and Trust Company CD score
84
CD score
Higher than 67% of U.S. banks and credit unions
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.96%
- 31–60 months31–60 mo3.80%
- QualifiedQualified3.96%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security Bank and Trust Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.96%APY · 8 terms
A substantial penalty may be imposed for early withdrawal. A withdrawal of interest or fees will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Day CD | 3.79% | $0 |
| Unknown91 Day CD | 3.75% | $0 |
| 12 months | 3.80% | $380 |
| 18 months | 3.96% | $600 |
| 24 months | 3.96% | $808 |
| 30 months | 3.96% | $1,020 |
| 36 months | 3.80% | $1,184 |
| 48 months | 3.70% | $1,564 |
| 60 months | 3.65% | $1,963 |
Sources (1)
- sbtmiami.com/resources/rates · captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 3.96%APY · 8 terms
Same maturities, interest rates, and percentage yields as Certificates of Deposits. A substantial penalty may be imposed for early withdrawal. A withdrawal of interest or fees will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Day CD | 3.79% | $0 |
| Unknown91 Day CD | 3.75% | $0 |
| 12 months | 3.80% | $380 |
| 18 months | 3.96% | $600 |
| 24 months | 3.96% | $808 |
| 30 months | 3.96% | $1,020 |
| 36 months | 3.80% | $1,184 |
| 48 months | 3.70% | $1,564 |
| 60 months | 3.65% | $1,963 |
Sources (1)
- sbtmiami.com/resources/rates · captured Sep 18, 2026
Opening an account
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