Bank · FDIC insured
Security Bank and Trust Company
A $166.9M bank headquartered in Miami, OK, with 4 branches in Oklahoma. Best rates: CDs 3.96% and savings 0.75% APY.
Security Bank and Trust Company Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#1 of 3 in Miami, OK metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Security Bank and Trust Company
Founded in 1922, Security Bank and Trust Company is headquartered in Miami, Oklahoma.
The bank operates branch locations in Miami, Commerce, and Afton, Oklahoma.
- Headquarters
- 2 S Main St, Miami, OK 74354
- FDIC certificate
- 9881 ↗
Branches
4 branches in Oklahoma
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Oklahoma
4 branches
- Security Bank and Trust CompanyMain office2 S Main St, Miami, OK 74354Directions
- Afton Branch1 Sw 1st St, Afton, OK 74331Directions
- Commerce Branch101 N Mickey Mantle Blvd, Commerce, OK 74339Directions
- North Main Branch2200 N Main St, Miami, OK 74354Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.04% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.41% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.53% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio8.04%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.41%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.53%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Security Bank and Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.