Bank · FDIC insured
Gateway First Bank CD Rates
Gateway First Bank’s best CD rate is 3.85% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Gateway First Bank’s CD rates compare
Compared with banks and credit unions near Tulsa, OK, where Gateway First Bank has the most branches. $10,000, best rate first.
This bank’s best
Gateway First Bank
3.85%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $385
Certificate of Deposit (CD)
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
Oklahoma's Credit Union
4.30%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $689
Gateway First Bank CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gateway First Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.85%APY · 8 terms
No monthly service fees. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont. A penalty may be imposed for early withdrawal. Existing CDs automatically renewing for time periods other than those listed will earn the Interest Rate and Annual Percentage Yield for the next-lower CD Term time period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 6 months | 3.60% | $178 |
| 12 months | 3.85% | $385 |
| 18 months | 3.85% | $583 |
| 24 months | 3.50% | $712 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA CD
Up to 3.85%APY · 3 terms
IRA CDs (Minimum Balance $500) can be opened for 1 year, 2 year, and 3 year fixed terms at the 12, 24, and 36 month Interest Rates and Annual Percentage Yields shown. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed term of 1 year | 3.85% | $385 |
| 24 monthsFixed term of 2 years | 3.50% | $712 |
| 36 monthsFixed term of 3 years | 3.25% | $1,007 |
Sources (1)
- gatewayfirst.com/personal/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.