Bank · FDIC insured
Stock Exchange Bank CD Rates
Stock Exchange Bank’s best CD rate is 3.84% APY on a 1-year CD. Terms run from 6 months to 3 years. Rates checked October 15, 2026.
How Stock Exchange Bank’s CD rates compare
Compared with banks and credit unions near Woodward, OK, where Stock Exchange Bank has the most branches. $10,000, best rate first.
This bank’s best
Stock Exchange Bank
3.84%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $384
Certificate of Deposit
2nd-highest rate
Dream First Bank
3.71%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $371
3rd-highest rate
Seiling State Bank
3.66%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $181
Stock Exchange Bank CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.84%
- 16–30 months16–30 mo2.62%
- 31–60 months31–60 mo2.72%
- QualifiedQualified3.84%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stock Exchange Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.84%APY · 6 terms
Fixed interest rate for the term of deposit. Substantial penalty for early withdrawal. Additional deposits are not permitted. Minimum initial deposit is $1,000 for terms under 1 year, $500 for terms 1 year or greater. Jumbo rates available upon request. Fees could reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownMaturity 7 to 181 days | — | 1.76% | 1.76% | $0 |
| 6 monthsMaturity 182 days | — | 3.75% | 3.75% | $186 |
| 12 months | 3.84% | — | 3.84% | $384 |
| 18 months | 2.52% | — | 2.52% | $380 |
| 24 months | 2.62% | — | 2.62% | $531 |
| 36 months | 2.72% | — | 2.72% | $838 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate of Deposit
2.53%APY · 2 terms
Substantial penalty for early withdrawal from IRAs. Fixed rate certificate of deposit for retirement accounts. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownRoth IRA | 2.53% | $0 |
| 18 months18 Month IRA | 2.53% | $382 |
Sources (1)
- stockexchangebank.com/Rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.