Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Ohio
- 4.25%APY$644 over 18 months on $10,000
Requirements
Product: Minimum balance required to open is $0. To earn dividends, you must have a balance greater than $0. Dividends accrue from funding date; funding must be received within 30 days of opening the account. Subject to early withdrawal penalties.
4.17% interest rate · Effective Oct 6, 2026
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More details - 4.25%APY$906 over 25 months on $10,000intro rate
Requirements
Product: At maturity, the 25-month certificate automatically renews for a term of 24-months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. This special is available for a limited time and is subject to change without notice.
Offer: At maturity, automatically renews for a term of 24-months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. This special is available for a limited time and is subject to change without notice.
Promotional rate · 4.18% interest rate · Effective Oct 16, 2026
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More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.
Balance cap $500,000 · Effective Oct 12, 2026
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More details - 4.25%APY$1,369 over 37 months on $10,000
Requirements
Offer: 37 Month; Under $150,000; CD automatically renews at 12 month term
4.17% interest rate · Effective Oct 3, 2026
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More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Minimum deposit of at least $1,000. $2,000,000 maximum deposit per CD product ($100,000 maximum when opening online). A penalty will be imposed for early withdrawal. Partial withdrawals allowed for 6, 11, 15, 18, 24, 36, 48 and 60 Month CD ($1,000 minimum withdrawal with minimum remaining balance greater than $1,000). Partial withdrawals are not allowed for 12 Month CD. Automatically renewable certificates allow 10 days after maturity to redeem.
4.16% interest rate · Balance cap $2,000,000 · Effective Oct 15, 2026
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More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
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More details - 4.25%APY$3,382 over 84 months on $10,000
Requirements
Product: Minimum Deposit: $500.00 Dividend Period: Calendar Month Dividends Compounded and Credited: Monthly
Offer: Dividend Rate: 4.169%. Dividends Compounded and Credited: Monthly.
4.17% interest rate · Effective Oct 1, 2026
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More details - 4.20%APY$1,083 over 30 months on $10,000
Requirements
Product: Minimum $50 opening deposit. One per member. Only one penalty-free withdrawal. Maximum deposit of $20,000. Member must wait 6 months to open a new Smart30 after closing one prior to maturity. Not available on IRA/HSA accounts.
Offer: Minimum $50 opening deposit. One per member. Only one penalty-free withdrawal. Maximum deposit of $20,000. Member must wait 6 months to open a new Smart30 after closing one prior to maturity. Not available on IRA/HSA accounts.
4.12% interest rate · Balance cap $20,000
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More details - 4.20%APY$2,284 over 60 months on $10,000
Requirements
Product: Minimum $500 deposit for standard certificates. Early withdrawals subject to penalty. Jumbo Rate Bonus: Enjoy a 0.15% (15 basis points) bonus on certificates with a balance of $50,000 or greater for 24 months and longer terms.
4.12% interest rate
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More details - 4.20%APY$2,284 over 60 months on $10,000
Requirements
Product: Option to bump up rate (one time for certificates under 24 months and twice for certificate over 24 months) requires contacting Bridge before the original certificate maturity date. Bump rate must be of the equal term of the original certificate.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
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More details - 4.20%APY$2,284 over 60 months on $10,000with conditions
Requirements
Product: Requires maintaining the minimum opening balance of $500 each day to obtain APY and keep account open. Additional deposits not permitted during term. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Advantage status required for higher rate bonus.
Offer: KEMBA Advantage APY. Requires active checking with 15 qualifying transactions, direct deposit ($1,000/mo min), and eStatements.
Qualified rate · Effective Aug 1, 2026
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More details - Superior Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min
Credit union · 24 branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 90-day penalty for early withdrawal for terms 3-12 months; 180-day penalty for terms 18-60 months.
Offer: Dividends compounded quarterly. 180-day penalty for early withdrawal.
4.14% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - 4.18%APY$1,307 over 36 months on $10,000
Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.10% interest rate · Effective Oct 1, 2026
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More details - 4.18%APY$2,272 over 60 months on $10,000
Requirements
Product: Account subject to deposit account approval. Early withdrawal penalties may apply. Fees may reduce earnings on the account.
Offer: Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval. Fees could reduce earnings on the account. Rates are subject to change without notice.
Effective Sep 30, 2026
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More details - Abbott Laboratories Employees Credit UnionVariable Rate CertificateCD · 24 months · $500 min
Credit union · 1 branch
4.17%APY$851 over 24 months on $10,000Requirements
Product: Variable rate based on 13-week Treasury Bill + 0.15% (0% APY floor). Early withdrawal penalty may apply.
Offer: Variable rate based on 13-week Treasury Bill + 0.15%. Dividends paid monthly.
4.09% interest rate · Effective Oct 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch