Bank · FDIC insured
The Apple Creek Banking Company
A $270.6M bank headquartered in Apple Creek, OH, with 6 branches in Ohio. Best rates: CDs 4.25% and savings 1.00% APY.
The Apple Creek Banking Company Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#5 of 14 in Wooster, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Apple Creek Banking Company
Founded in 1904 and headquartered in Apple Creek, Ohio, The Apple Creek Banking Company is owned by local shareholders, many of whom are third and fourth generation.
Operating six branches and a community lending office, the bank is a subsidiary of Apple Creek Banc Corp.
- Headquarters
- 3 W Main St, Apple Creek, OH 44606
- FDIC certificate
- 737 ↗
Branches
6 branches in Ohio
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Ohio
6 branches
Wooster area · 3
- The Apple Creek Banking CompanyMain office3 W Main St, Apple Creek, OH 44606Directions
- North Wooster Branch4500 Cleveland Rd, Wooster, OH 44691Directions
- Wooster Branch155 S Market St, Wooster, OH 44691Directions
Canton area · 2
- Beach City Branch105 2nd Ave Ne, Beach City, OH 44608Directions
- Canal Fulton Branch2414 Locust St S, Canal Fulton, OH 44614Directions
Akron area · 1
- New Franklin Branch5091 Manchester Rd, Akron, OH 44319Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.17% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.32% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio9.17%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.32%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Apple Creek Banking Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.