Best CD rates in Ohio

Requirements

Product: Open with $1,000 minimum using funds already on deposit with COPFCU or new funds. Available through October 31, 2026. Eligible Rewards Plus members can earn up to 0.25% additional deposit rate bonus.

Offer: Limited-time offer available through October 31, 2026. Eligible Rewards Plus members can earn up to 0.25% deposit rate bonus.

Requirements

Product: Based on a 7-month certificate option. Add to initial investment in increments of $500 or more. No additions to certificate can be made 7 days before maturity. Dividends calculated using Daily Balance Method and credited monthly.

Offer: Add to initial investment in increments of $500 or more. No additions can be made 7 days before maturity. Early withdrawal penalty: 180 days dividend penalty.

Requirements

Product: Certificate rates are subject to change daily. Dividends are calculated using the Daily Balance Method and credited monthly. Dividends may be compounded, deposited into savings account, or paid by check. Penalty for early withdrawal.

Offer: Early withdrawal penalty: 180 days dividend penalty.

Requirements

Product: Rates are fixed unless noted otherwise. Rates are not guaranteed and are subject to change without notice. Penalty for early withdrawal may apply. Rates are published for balance tiers listed. For CD balances of $100,000 and greater, contact the branch.

Offer: Minimum deposit: $500. APY rate requires minimum balance of $10,000.

Requirements

Product: Substantial interest penalties for early withdrawal. Fixed interest rate paid on entire opening deposit balance based on balance tier/term selected. Minimum opening deposit $1,000.

Offer: Quarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months).

Requirements

Product: Limited-time offer. Minimum balance required to open is $0. To earn dividends, you must have a balance greater than $0. Dividends accrue from funding date; funding must be received within 30 days of account opening. Subject to early withdrawal penalties.

Offer: Limited-time offer. Minimum opening balance $0.

Requirements

Product: Investment Rates are found by calling the Credit Union. Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal. Dividends cannot be paid in excess of earnings.

Offer: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal.

Requirements

Product: Fixed rates; dividends compounded and paid quarterly; early withdrawal penalties apply.

Requirements

Product: Relationship is defined by having a Main Street Bank checking account with transactions during the last 30 days, or opening a checking account on the same day as opening the Relationship CD. The Bank reserves the right to limit Relationship CD Specials to a maximum deposit amount of $250,000. All Relationship CD Specials automatically renew as a 12 month CD.

Offer: Choose Your Term Relationship CD Special (6 month term). Requires qualifying checking relationship. Automatically renews as 12 month.

Requirements

Product: Terms available ranging from 3 months to 60 months. Penalty will be imposed for early withdrawal.

Offer: New accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal.

Requirements

Product: Minimum opening deposit $250. Certificate terms range from 3 to 60 months. Penalty for early withdrawal. Insured up to $500,000 ($250,000 NCUA + $250,000 ESI).

Offer: Share Certificate Rate Special. Penalty for early withdrawal.

Requirements

Product: Early withdrawal penalties may apply. Fees could reduce earnings.

Offer: Early withdrawal penalties may apply. Fees could reduce earnings.

Requirements

Product: No monthly fees. Rate guaranteed for the term of the account. Automatically renewable. Fees may reduce earnings. Rates are subject to change without notice.

Offer: 11 Months Fixed. APY is calculated based on a one-year time frame.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: May be subject to early withdrawal penalty. No setup or service fees.

Offer: With an existing relationship with TCB or open a new deposit/loan with TCB (beyond the CD).