Bank · FDIC insured
Conneaut Savings CD Rates
Conneaut Savings’s best CD rate is 4.01% APY on a 5-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Conneaut Savings’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Conneaut Savings has the most branches. $10,000, best rate first.
This bank’s best
Conneaut Savings
4.01%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $165
Certificate of Deposit
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Conneaut Savings CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo4.01%
- 9–15 months9–15 mo3.24%
- 16–30 months16–30 mo0.50%
- 31–60 months31–60 mo0.45%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Conneaut Savings ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.01%APY · 13 terms
Substantial interest penalties for early withdrawal. Fixed interest rate paid on entire opening deposit balance based on balance tier/term selected. Minimum opening deposit $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsQuarterly compounding. Personal Product rate | 0.05% | $1 |
| 3 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.15% | $4 |
| 5 monthsQuarterly compounding. Personal Product rate | 3.49% | $144 |
| 5 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 4.01% | $165 |
| 6 monthsQuarterly compounding. Personal Product rate | 0.99% | $49 |
| 6 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 1.50% | $75 |
| 8 monthsQuarterly compounding. Personal Product rate | 3.29% | $218 |
| 8 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 3.80% | $252 |
| 12 monthsQuarterly compounding. Personal Product rate | 2.73% | $273 |
| 12 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 3.24% | $324 |
| 15 monthsQuarterly compounding. Personal Product rate | 0.35% | $44 |
| 15 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.45% | $56 |
| 18 monthsQuarterly compounding. Personal Product rate | 0.40% | $60 |
| 18 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.50% | $75 |
| 21 monthsQuarterly compounding. Personal Product rate | 0.20% | $35 |
| 21 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.35% | $61 |
| 24 monthsQuarterly compounding. Personal Product rate | 0.05% | $10 |
| 24 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.15% | $30 |
| 35 monthsQuarterly compounding. Personal Product rate | 0.25% | $73 |
| 35 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.40% | $117 |
| 36 monthsQuarterly compounding. Personal Product rate | 0.10% | $30 |
| 36 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.20% | $60 |
| 48 monthsQuarterly compounding. Personal Product rate | 0.25% | $100 |
| 48 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.35% | $141 |
| 60 monthsQuarterly compounding. Personal Product rate | 0.35% | $176 |
| 60 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.45% | $227 |
Sources (2)
- conneautsavings.com/personal-banking/current-rates
- conneautsavings.com/personal-b…s/certificate-of-deposit
All captured Oct 6, 2026
Special-purpose accounts
Traditional & Roth Individual Retirement Account
Up to 3.80%APY · 7 terms
Substantial interest penalties for early withdrawal. Fixed interest rate paid on entire opening deposit balance based on balance tier/term selected. Minimum opening deposit $1,000. Covers Traditional IRA and Roth IRA certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 monthsQuarterly compounding. Personal Product rate | 3.29% | $218 |
| 8 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 3.80% | $252 |
| 10 monthsQuarterly compounding. Personal Product rate | 0.10% | $8 |
| 10 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.20% | $17 |
| 18 monthsQuarterly compounding. Personal Product rate | 0.40% | $60 |
| 18 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.50% | $75 |
| 21 monthsQuarterly compounding. Personal Product rate | 0.20% | $35 |
| 21 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.35% | $61 |
| 30 monthsQuarterly compounding. Personal Product rate | 0.20% | $50 |
| 30 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.30% | $75 |
| 48 monthsQuarterly compounding. Personal Product rate | 0.25% | $100 |
| 48 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.35% | $141 |
| 60 monthsQuarterly compounding. Personal Product rate | 0.35% | $176 |
| 60 monthsQuarterly compounding. Relationship Bonus rate requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months) | 0.45% | $227 |
Sources (2)
- conneautsavings.com/personal-banking/current-rates
- conneautsavings.com/personal-b…ement-account-not-public
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.