Bank · FDIC insured
Main Street Bank
A $1.6B bank headquartered in Wooster, OH, with 21 branches in 2 states. Best rates: CDs 0.50% and savings 0.10% APY.
Main Street Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#11 of 14 in Wooster, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Main Street Bank
- Headquarters
- 151 N Market St, Wooster, OH 44691
- FDIC certificate
- 29847 ↗
Branches
21 branches in 2 states
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Ohio
17 branches
Wooster area · 7
- Main Street Bank Corp.Main office151 N Market St, Wooster, OH 44691Directions
- Creston Branch121 N Main St, Creston, OH 44217Directions
- 130 South Wenger Road Branch130 Wenger Rd S, Dalton, OH 44618Directions
- Wayne Savings Community Bank Branch110 Crawford St, Fredericksburg, OH 44627Directions
- 237 N Main St Branch237 N Main St, Rittman, OH 44270Directions
- 1926 Cleveland Rd Branch1926 Cleveland Rd, Wooster, OH 44691Directions
- Riffel Road Branch543 Riffel Rd, Wooster, OH 44691Directions
Ashland area · 2
- 233 Claremont Branch233 Claremont Ave, Ashland, OH 44805Directions
- Sugarbush Branch1055 Sugarbush Dr, Ashland, OH 44805Directions
Canton area · 2
- Wayne Savings Community Bank Branch1029 Canton Road Nw, Carrollton, OH 44615Directions
- North Canton Branch1265 S Main St, North Canton, OH 44720Directions
Youngstown area · 1
- Canfield Branch3667 Starrs Centre Dr, Canfield, OH 44406Directions
Cleveland area · 1
- 303 Highland Drive Branch303 Highland Dr, Lodi, OH 44254Directions
Millersburg area · 1
- North Clay Street Branch90 N Clay St, Millersburg, OH 44654Directions
Wheeling area · 1
- Main Street Corp Branch107 Plaza Dr, St. Clairsville, OH 43950Directions
Weirton area · 1
- Toronto Branch120 N 4th St, Toronto, OH 43964Directions
Salem area · 1
- Washingtonville Branch795 W Main St, Washingtonville, OH 44490Directions
West Virginia
4 branches
Wheeling area · 3
- Moundsville Branch112 Lafayette Ave, Moundsville, WV 26041Directions
- Elm Grove Branch2088 National Rd, Wheeling, WV 26003Directions
- Mo Branch2001 Main St, Wheeling, WV 26003Directions
Weirton area · 1
- Wellsburg Branch1010 Commerce St, Wellsburg, WV 26070Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.25% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.66% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.49% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalLeverage ratio9.25%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.66%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.49%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Main Street Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.