Compare Bank & Credit Union Rates
Best CD rates in Hamilton, OH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Hamilton, OH
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Early withdrawal penalty may apply. Interest compounded and paid quarterly.
3.93% interest rate · Effective Oct 13, 2026
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More details - 3.80%APY$95 over 3.033333333333333 months on $10,000
Requirements
Product: Terms ranging from 91 days to 5 years with interest paid quarterly. Penalties may be imposed for early withdrawal. Fees could reduce earnings on the account.
3.75% interest rate · Effective Dec 23, 2025
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.70%APY$401 over 13 months on $10,000
Requirements
Product: Minimum balance of $1,000 required. Annual Percentage Yield is effective as of September 14, 2026. The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings. All Interest Rates and Annual Percentage Yields are determined by this institution and are not tied to any index. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will begin to accrue on the business date in which the deposit is made. Certificates subject to penalty for early withdrawal. Advertised rates subject to change.
Effective Sep 14, 2026
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More details - 3.40%APY$514 over 18 months on $10,000
Requirements
Product: All dividends are compounded daily. APYs assume principal and dividends remain on deposit for the entire term. Early withdrawal penalty may apply.
3.36% interest rate · Compounded daily · Effective Nov 3, 2025
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: Minimum deposit of $500. Dividends are paid monthly on the daily certificate balance. Penalties for early withdrawal.
3.00% interest rate
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hamilton, OH
67 CDs at 8 banks and credit unions · checked Oct 6–16
- Typical
- 3.00%
- Top 10% from
- 3.75%
- Banks, typical
- 0.95%
- Credit unions, typical
- 3.00%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches