Best CD rates in North Dakota

Requirements

Product: Membership required. Insured by NCUA.

Offer: Early withdrawal penalty applies (terms of 12 months or less: 60 days' dividends).

Requirements

Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.

Offer: Penalty for early withdrawal.

Requirements

Product: Must purchase a $5.00 par value share in the credit union and be a member in good standing. Certificates are fixed for the term of the instrument unless otherwise disclosed. Early withdrawal penalty applies: 90 days dividends for terms up to 15 months, 182 days dividends for terms 18 to 39 months, 365 days dividends for terms 42 to 72 months.

Offer: Available to members ages 21 years & younger. Early withdrawal penalty: 90 days dividends.

Requirements

Product: $2,000 minimum. Rates advertised as high as. Effective October 7, 2026.

Offer: CD Specials. $2,000 minimum. Effective October 7, 2026.

Requirements

Product: Requires minimum balance of $500 and 100% of deposit in new money (funds not currently held by Capital Credit Union in any share or deposit account). After 12 months, balance automatically rolls into a regular 12-Month CD at advertised rate. Early withdrawal penalties apply. Offer expires when limit is reached.

Offer: Requires 100% new money. Automatically rolls over into a regular 12-Month CD at maturity.

Requirements

Product: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply. Allows one additional deposit less than or equivalent to initial deposit, one penalty-free withdrawal of up to 50% of current balance, and one rate change during the term.

Offer: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply. Make one additional deposit less than or equivalent to initial deposit; make one penalty free withdrawal of up to 50% of current balance; rate may be changed one time during the term.

Requirements

Product: $500.00 minimum required. AFFCU membership required. Rates are subject to change.

Requirements

Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.

Offer: Dividends compounded and credited monthly.

Requirements

Product: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.

Offer: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.

Requirements

Product: Fixed term interest rates. Penalty may be imposed for early withdrawal. Terms available from 6 to 60 months (and 3 months on rate chart).

Offer: A penalty may be imposed for early withdrawal.

Requirements

Product: Rates subject to change without notice. Dividends compound monthly. Minimum opening deposit $500. Automatically renewable. Penalty for early withdrawal: Terms of less than 9 months = 90 Days' Dividends; Terms of 9 months but less than 24 months = 180 Days' Dividends; Terms of 24 months and greater = 365 Days' Dividends. Penalty waived for withdrawals of up to 10% of opening balance one time during certificate term.

Requirements

Product: $500 minimum deposit. FDIC insured with no account fees. Early withdrawal penalty may apply. Balances greater than $99,999 earn a higher rate upon renewal if compounding increases balance over $99,999.

Offer: 1 Year (12 Month) CD. Interest paid at maturity. Early withdrawal penalty may apply.

Requirements

Product: Interest compounded and paid monthly on average daily balance. Penalty for early withdrawal. Terms of 36 months or greater allow for one bump-up / step-up to the current rate after 12 months.

Offer: Auto-renews at the current rate with a 10 day grace period.