Compare Bank & Credit Union Rates
Best CD rates in Devils Lake, ND
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Ramsey County, ND · Few institutions in Ramsey County, ND: choose a wider area in the filters
- First Community Credit UnionCertificates of Deposit (27 Month)CD · 27 months · $5,000 min
Credit union · 1 branch
4.30%APY$994 over 27 months on $10,000Requirements
Product: Not available for public funds. During the term, account holders may exercise: (1) one additional deposit of at least $5,000, not to exceed initial deposit; (2) one-time rate increase during term; and (3) one penalty-free withdrawal of up to 50% of account balance provided $5,000 minimum balance is maintained. Early withdrawals subject to penalty.
Offer: Dividends compound quarterly. Bump up to a higher rate one time during term. Add money once during term ($5,000 minimum and cannot exceed initial deposit). Penalty-free withdrawal of up to half your balance once per term (must maintain $5,000 minimum). Not available for public funds. Early withdrawals subject to penalty.
Effective Oct 19, 2026
Rate checked
More details - 4.20%APY$384 over 11 months on $10,000
Requirements
Product: Personal and business accounts only. No municipalities or institutional funds. Early withdrawal penalties may apply. Fees could reduce earnings on the account.
Offer: Minimum $1,000 deposit required to open the account and obtain the advertised APY. Personal and business accounts only. No municipalities or institutional funds. Early withdrawal penalties may apply. Fees could reduce earnings on the account.
Effective Oct 12, 2026
Rate checked
More details - 4.20%APY$858 over 24 months on $10,000with conditions
Requirements
Product: Requires a Gate City Bank checking account.
Offer: Requires a Gate City Bank checking account
Qualified rate · 4.20% interest rate · Effective Oct 22, 2026
Rate checked
More details - First Community Credit UnionCertificates of DepositCD · 15 months · $1,000 min
Credit union · 1 branch
4.15%APY$521 over 15 months on $10,000intro rateRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: Limited-time offer. Dividends compound quarterly for CDs with terms greater than 12 months. Not available for funds. Penalty for early withdrawal. No setup or maintenance fees.
Promotional rate · Balance cap $1,000,000 · Effective Oct 19, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000
Requirements
Offer: Exclusive offer
3.95% interest rate · Effective Oct 22, 2026
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More details - North Star Community Credit UnionSpecial CertificatesCD · 7 months · $500 min
Credit union · 1 branch
4.00%APY$231 over 7 months on $10,0003.96% interest rate · Effective Sep 1, 2026
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More details - North Star Community Credit UnionSmart Start CertificateCD · 15 months · $100 min · up to $10,000
Credit union · 1 branch
3.75%APY$471 over 15 months on $10,000Requirements
Product: Allows add-ons & withdrawals (min +/- $100, withdrawal fee applies). Maximum deposit of $10,000.00, limit one per member. Dividends paid semi-annually (or upon maturity).
Offer: Limit one per member. Minimum $100 per add-on/withdrawal (withdrawal fee applies).
3.72% interest rate · Effective Sep 1, 2026
Rate checked
More details - North Star Community Credit UnionStep-Up CertificateCD · 37 months · $500 min
Credit union · 1 branch
3.00%APY$954 over 37 months on $10,000intro rateRequirements
Product: Allows add-ons ($1,000+ per add-on) & 1-time rate bump after 18 months applied to remainder of certificate's initial term. Dividends paid semi-annually (or upon maturity).
Offer: Allows add-ons ($1,000+) & 1-time rate bump after 18 months
Promotional rate · 2.98% interest rate · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ramsey County, ND
25 CDs at 4 banks and credit unions · checked Oct 22
- Typical
- 3.65%
- Top 10% from
- 4.20%
- Banks, typical
- 3.45%
- Credit unions, typical
- 4.00%
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North Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aspire Credit UnionCredit union · 1 branch
- Affinity First Federal Credit UnionCredit union · 1 branch
- Service Credit UnionCredit union · 1 branch