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Compare Bank & Credit Union Rates

Best CD rates in Charlotte, NC

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Charlotte, NC

  1. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.07%APY$2,208 over 60 months on $10,000
  2. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.05%APY$200 over 6 months on $10,000
  3. United BankDigital CDsCD · 11 months · $500 min

    Bank · 1 branch

    4.05%APY$371 over 11 months on $10,000
  4. Top Carrot, Carrot Score 91
    American Pride BankPersonal Certificates of DepositCD · 24 months · $500 min

    Bank · 1 branch

    4.04%APY$824 over 24 months on $10,000intro rate
  5. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 13 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  6. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · 2 branches

    4.00%APY$400 over 1 year on $10,000
  7. First National BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 6 branches

    4.00%APY$434 over 13 months on $10,000with conditions
  8. Blue Flame Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    3.90%APY$2,108 over 60 months on $10,000
  9. United Community BankCertificates of DepositCD · 8 months · $2,500 min

    Bank · 2 branches

    3.80%APY$252 over 8 months on $10,000with conditions
  10. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 21 branches

    3.75%APY$217 over 7 months on $10,000
  11. Uwharrie BankCertificates of Deposit (CDs)CD · 17 months · $10,000 min

    Bank · 1 branch

    3.75%APY$535 over 17 months on $10,000intro rate
  12. Latino Community Credit UnionShare Term Certificates RegularCD · 60 months · $500 min

    Credit union · 4 branches

    3.75%APY$2,021 over 60 months on $10,000
  13. Charlotte Fire Department CUShare CertificatesCD · 24 months · $2,500 min

    Credit union · 1 branch

    3.60%APY$733 over 24 months on $10,000
  14. Sharonview Federal Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 4 branches

    3.40%APY$340 over 1 year on $10,000
  15. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 17 branches

    3.30%APY$219 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Charlotte, NC

358 CDs at 30 banks and credit unions · checked Oct 6–22

Typical
2.48%
Top 10% from
4.07%
Banks, typical
0.50%
Credit unions, typical
3.69%

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Charlotte, NC-SC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 13 branches
  2. Allegacy FinancialCredit union · 5 branches
  3. American Airlines Federal Credit UnionCredit union · 2 branches
See all ranked institutions