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Compare Bank & Credit Union Rates

Best CD rates in New York

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in New York

  1. SECNY Federal Credit UnionCertificateCD · 6 months · $1,000 min

    Credit union · 6 branches

    4.50%APY$223 over 6 months on $10,000
  2. HAB BankCertificate of DepositCD · 11 months · $1,500 min

    Bank · 3 branches

    4.50%APY$412 over 11 months on $10,000
  3. Top Carrot, Carrot Score 94
    G.P.O. Federal Credit UnionTerm Share CertificatesCD · 11 months · $1,000 min

    Credit union · 8 branches

    4.50%APY$412 over 11 months on $10,000intro rate
  4. Together Credit UnionCertificate of Deposit (CD)CD · 11 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$412 over 11 months on $10,000
  5. Top Carrot, Carrot Score 97
    USALLIANCE FinancialFixed Rate Certificate AccountsCD · 12 months · $500 min

    Credit union · 3 branches

    4.50%APY$450 over 1 year on $10,000intro rate
  6. Top Carrot, Carrot Score 99
    Quorum Federal Credit UnionCertificate AccountCD · 12 months · $100 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000
  7. Compass Federal Credit Union18-Month CD SpecialCD · 18 months · $1,000 min

    Credit union · 5 branches

    4.50%APY$683 over 18 months on $10,000intro rate
  8. Teachers Federal Credit UnionCertificate AccountsCD · 22 months · $1,000 min

    Credit union · 31 branches

    4.50%APY$840 over 22 months on $10,000
  9. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 5 branches

    4.50%APY$1,412 over 36 months on $10,000
  10. Top Carrot, Carrot Score 92
    Pittsford Federal Credit UnionCertificatesCD · 36 months · $50 min

    Credit union · 2 branches

    4.50%APY$1,412 over 36 months on $10,000
  11. Greater Metro Federal Credit UnionShare CertificateCD · 22 months · $5,000 min

    Credit union · 2 branches

    4.45%APY$831 over 22 months on $10,000
  12. Lake Shore BankSelect Certificate of Deposit (CD)CD · 18 months · $500 min

    Bank · 10 branches

    4.44%APY$673 over 18 months on $10,000intro rate
  13. Top Carrot, Carrot Score 98
    SJP Federal Credit UnionCertificate of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.40%APY$218 over 6 months on $10,000
  14. Top Carrot, Carrot Score 87
    Broadview Federal Credit UnionFixed Rate CertificatesCD · 7 months · $500 min

    Credit union · 61 branches

    4.40%APY$254 over 7 months on $10,000with conditions
  15. Capital One360 CDCD · 11 months · $0 min

    Bank · 76 branches

    4.40%APY$403 over 11 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New York

2,153 CDs at 282 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.05%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions