Credit union · NCUA insured
Pittsford Federal Credit Union
Top CarrotA $544.7M credit union headquartered in Pittsford, NY, with 21,183 members and 2 branches in New York. Best rates: CDs 4.50% and savings 0.30% APY.
Pittsford Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#2 of 32 in Rochester, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pittsford Federal Credit Union
- Headquarters
- 20 Tobey Village Rd, Pittsford, NY 14534-1702
- NCUA charter
- 19085
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in the communities served by Pittsford Federal Credit Union.
Family and household
- Membership is open to immediate relatives or permanent household members of a current or eligible member.
Cost to join
- A minimum deposit of $5.00 and maintaining a $5 balance in Savings or Checking is required to establish and maintain membership.
Branches
2 branches in New York
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New York
2 branches
- PittsfordMain office20 Tobey Village Rd, Pittsford, NY 14534Directions
- Mendon1321 Pittsford Mendon Rd, Mendon, NY 14506Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.91% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.55% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.77% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio11.91%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.55%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pittsford Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.