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Compare Bank & Credit Union Rates

Best CD rates in New York

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 271–285 results in New York

  1. Radius FCUCertificates (CDs)CD · 12 months · $25 min

    Credit union · 2 branches

    3.25%APY$325 over 1 year on $10,000
  2. Bankwell18 Month CDCD · 18 months · $1,000 min

    Bank · 1 branch

    3.25%APY$491 over 18 months on $10,000
  3. Valley24-Month Certificate of DepositCD · 24 months · $500 min

    Bank · 41 branches

    3.25%APY$661 over 24 months on $10,000
  4. Stewart's Federal Credit UnionSavings CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    3.25%APY$661 over 24 months on $10,000
  5. Top Carrot, Carrot Score 89
    New York Times Employees' Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    3.25%APY$1,734 over 60 months on $10,000
  6. Southern Chautauqua Federal Credit UnionShare CertificatesCD · 12 months · $250 min

    Credit union · 9 branches

    3.23%APY$322 over 1 year on $10,000
  7. Tioga State BankCertificates of Deposit (CDs)CD · 7–20 months · $5,000 min

    Bank · 10 branches

    3.20%APYintro rate
  8. Valley36-Month Certificate of DepositCD · 36 months · $500 min

    Bank · 41 branches

    3.20%APY$991 over 36 months on $10,000
  9. Generations United Federal Credit UnionCharitable Share CertificateCD · 10 months · $500 min

    Credit union · 1 branch

    3.15%APY$262 over 10 months on $10,000
  10. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 250 branches

    3.15%APY$315 over 1 year on $10,000
  11. People's Alliance Federal Credit UnionBump-Up Share Certificate AccountCD · 18 months

    Credit union · 7 branches

    3.14%APY$475 over 18 months on $10,000
  12. Top Carrot, Carrot Score 87
    Qside FCUBump Up CDsCD · 36 months · $500 min · 2.87%–3.47% by balance

    Credit union · 1 branch

    3.12%APY$966 over 36 months on $10,000
  13. Meridia Community Credit UnionTerm Share CertificatesCD · 6 months · $500 min

    Credit union · 3 branches

    3.09%APY$153 over 6 months on $10,000
  14. Watertown Savings BankCertificate of Deposit (CD)CD · 12 months · $500 min

    Bank · 1 branch

    3.09%APY$309 over 1 year on $10,000
  15. Van Cortlandt Cooperative Federal Credit Union (VCCFCU)Share CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.05%APY$305 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in New York

2,153 CDs at 282 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.05%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions